Earn 1.25% APY on your money with an Alliant High-Rate Savings Account.
Earn rewards, get cash back or take advantage of a low standard variable rate.
Award-winning. Great rates. Free High-Rate Checking. 24/7 service.
Earn top dollar with rates up to 2.25%APY.
Quickly build your savings with rates 15.6x the bank industry average!
With an average daily balance of $100 or more. APY= Annual Percentage Yield.63
Our mobile app gives you access to your Alliant Account in the palm of your hand.
Download the Mobile App
"Best Deals in Banking of 2016" - Kiplinger's
"Best Online Savings Account in 2017" - MagnifyMoney
"Best Savings Account in 2017" - NerdWallet
Conveniently manage your money via Alliant Mobile Banking, Alliant Online Banking or one of 80,000+ in-network ATMs. Or, call us at 800-328-1935.
Use your smartphone and Alliant Mobile Banking to make deposits from anywhere.
Easily move money between your Alliant online savings account and your other accounts, including accounts outside Alliant.
Once you're an Alliant member, save for specific goals and earn Alliant's high rates by opening up to 19 online savings accounts (called "supplemental savings accounts").
You’re in luck — as long as you meet any one of the five requirements, you are eligible to open an Alliant savings account, either online or by phone. Membership lasts a lifetime, is available to your entire family and represents a share of ownership in Alliant.
Select "Members of Foster Care to Success" in Alliant's online application, then follow the directions.
Identify your employer from the list of select organizations.
Select "Relatives of existing Alliant members" in the Alliant member application, then enter your relative's information.
Identify your organization from the list of eligible organizations in Alliant's member application.
If you live or work in a qualifying Chicagoland community, identify it on the list within the application.
Ready to become an Alliant VIP? Apply from your smartphone or desktop, 24/7.
Apply Online for Alliant Membership
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Non-standard service fees may apply, please view our full fee schedule. Fees subject to change.
The minimum balance to keep your savings account open is $5. To earn interest, you must maintain a daily average minimum balance of $100. Alliant interest is paid monthly.
The number of withdrawal transactions from savings accounts are limited by federal law.
The only difference is that a supplemental savings is an additional savings account. You can name each account based on your specific financial goals — saving up for a vacation, making a large purchase, etc. — allowing you to more easily track your progress toward that goal.
Supplemental Savings Accounts can be opened in just a few easy steps in Alliant Online Banking. These accounts, dedicated to a particular financial need (emergency fund, holiday gifts, weddings, vacations, etc.), are a great way to reach your savings goals.
To optimize your savings, set up automated recurring transfers to your new account. Just select Transfer Money and indicate the account you want the money transferred from.
Please note that while there is no minimum balance required to keep your account open, you need to maintain an average daily balance of $100 to be eligible for dividends on your account.
The minimum balance to keep your savings account open is $5.
Yes. You can have up to 19 supplemental savings accounts.
Your current mobile deposit limit will appear below the amount field once you select an account. Your deposit limits can vary depending on your eligible accounts. For more information, tap the note icon at the bottom of the deposit screen.
You can quickly access Alliant’s massive network of surcharge-free ATMs by visiting our website. Find an ATM here.
Want to know more about this product? Search our friendly help guide!
I love the web site, very intuitive. ACH transfers are faster than any other bank. The checking account is great, never a problem (5 stars). The savings account rate is low compared to other internet banks (Incredible 1.07%, Quorum 1.05%, ELF 1%, Ally 0.99%, etc). I'm not looking for Alliant to be a rate leader but another 0.1% would at least put it back in the running where it used to be.
Was very happy with the ease of transferring funds from my account to another members account. Done with ease and didn't take long at all. Thanks !!!
We have a regular savings, checking, trust (2) and a certificate and have convinced several of our children to join. We have been members for at least 40 years. We appreciate the ability to call via (ma bell) when we have a question.
My only concern is the low interest rate on savings. Also, I know the need for new automation but we are senior citizens and can't keep up with the changes.
How about recognition for longevity including multi accounts with high balances.
I have been with the Credit Union long before they changed their name. We were told us for time and time again for years that it was a free account. Now we are charged $1.00 unless we use paperless account. In many places around the land, internet is not there, or very spotty, but we are forced to pay the fee. Yet my mail box is stuffed with United Credit Union mail, offers as they call them, yet we still must pay a fee to get a statement. Was told I have to pay for the ink to print it.
While I still like Alliant- their interest rates are no longer so great (Ally is .99% UFB is even higher).
At one time this was a nice savings choice- Now not so much
I have ben a Member Since 2000 and thay are good to me Since 2015 YA!
Getting an outside quick transfer account set up was difficult. My account was closed according to ACU. Asking to have a representative call was ignored.
As a foreign user, I appreciate the access to my account through the local ATM's in my home Country. Service by Alliant is no nonsense and every time I needed a reply, I had it really soon and to the point. If only you paid a bit more interest, you would be approaching perfection!
The Alliant cu web site is easy to use: Helpful benefits with VISA rewards!
CS Phone hold time to long?
Good interface with Quicken!
What happened to the great financial institution that once was Alliant Credit Union?
The customer representatives on almost every level and across all products can only be described as rookies, and they keep inventing new ways to tax your account. Statement fees? Are you kidding me?
Time to move on.
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