More cash in your wallet, faster.

Quickly build your savings with rates 13.9x the bank industry average!

The Run Down
  • Access anywhere with Alliant Mobile and Online Banking
  • Earn more on your money with no maximum balance limit
  • No monthly fee if you elect eStatements
  • Just $5 initial deposit required (and we'll pay it for you!)
  • Make deposits and withdrawals at thousands of ATMs nationwide
Rates
1.11 %
APY
1.104 %

With an average daily balance of $100 or more. APY= Annual Percentage Yield.63 

Bank on the Go!

Our mobile app gives you access to your Alliant Account in the palm of your hand.

Download the Mobile App


Kiplinger's logo

"Best Deals in Banking of 2016" - Kiplinger's

Magnify Money Award

"Best Online Savings Account in 2017" - MagnifyMoney

NerdWallet

"Best Savings Account in 2017" - NerdWallet


Bank on your terms with Alliant's high-yield online savings account

24/7 access

Conveniently manage your money via Alliant Mobile Banking, Alliant Online Banking or one of 80,000+ in-network ATMs. Or, call us at 800-328-1935.

Mobile check deposit

Use your smartphone and Alliant Mobile Banking to make deposits from anywhere.

Easy transfers

Easily move money between your Alliant online savings account and your other accounts, including accounts outside Alliant.

Open multiple savings accounts online

Once you're an Alliant member, save for specific goals and earn Alliant's high rates by opening up to 19 online savings accounts (called "supplemental savings accounts").

Am I eligible to open an Alliant high-yield savings account?

You’re in luck — as long as you meet any one of the five requirements, you are eligible to open an Alliant savings account, either online or by phone. Membership lasts a lifetime, is available to your entire family and represents a share of ownership in Alliant. 

Members of Foster Care to Success

Select "Members of Foster Care to Success" in Alliant's online application, then follow the directions.

Employees or retirees of qualifying companies

Identify your employer from the list of select organizations.

Immediate family members of existing Alliant members

Select "Relatives of existing Alliant members" in the Alliant member application, then enter your relative's information.

Members of qualifying organizations

Identify your organization from the list of eligible organizations in Alliant's member application.

Residents or employees in qualifying communities

If you live or work in a qualifying Chicagoland community, identify it on the list within the application.

How to open your Alliant High-Rate Savings Account online

Ready to become an Alliant VIP? Apply from your smartphone or desktop, 24/7.

  1. Gather your personal info, including your government issued ID and Social Security (or ITIN) number.

  2. Fill out your online application.

  3. Once your application is approved, fund your account by setting up online transfers via Alliant Mobile or Online Banking.

Apply Online for Alliant Membership

High-Rate Savings Account Rates63

1.11 %
APY
1.104 %

Let Me Know When Alliant Rates Gets Even Better

High-yield savings fees

Non-standard service fees may apply, please view our full fee schedule. Fees subject to change.

Paper Account Statement Fee (each) $1

High-rate savings FAQs

Do I have to maintain a minimum balance to have a savings account or to earn interest?

The minimum balance to keep your savings account open is $5. To earn interest, you must maintain a daily average minimum balance of $100. Alliant interest is paid monthly.

Are there any transaction restrictions for savings accounts?

The number of withdrawal transactions from savings accounts are limited by federal law.

What’s the difference between a regular savings account and the supplemental savings account?

The only difference is that a supplemental savings is an additional savings account. You can name each account based on your specific financial goals — saving up for a vacation, making a large purchase, etc. — allowing you to more easily track your progress toward that goal.

How do I open a supplemental savings account in Alliant Online Banking?

Supplemental Savings Accounts can be opened in just a few easy steps in Alliant Online Banking. These accounts, dedicated to a particular financial need (emergency fund, holiday gifts, weddings, vacations, etc.), are a great way to reach your savings goals.

  • Log in to Alliant Online Banking and select Open an Account.
  • On the Open New Account page, select Supplemental Savings.
  • Assign a Custom Name for the account, and complete the rest of the form indicating joint owners (if any) and how you’ll fund the account (or you can opt to open the account now and fund it later).

To optimize your savings, set up automated recurring transfers to your new account. Just select Transfer Money and indicate the account you want the money transferred from.

Please note that while there is no minimum balance required to keep your account open, you need to maintain an average daily balance of $100 to be eligible for dividends on your account.

Is there a minimum balance for my savings account?

The minimum balance to keep your savings account open is $5.

Can I have more than one supplemental savings account?

Yes. You can have up to 19 supplemental savings accounts.

Do I have a mobile deposit limit?

Your current mobile deposit limit will appear below the amount field once you select an account. Your deposit limits can vary depending on your eligible accounts. For more information, tap the note icon at the bottom of the deposit screen.

How do I find an ATM in the Alliant network?

You can quickly access Alliant’s massive network of surcharge-free ATMs by visiting our website. Find an ATM here.

Have a Question?

Want to know more about this product? Search our friendly help guide!

High-Rate Savings Account Reviews

Overall Rating for High-Rate Savings
43211

Write a Review

Ready to Get Started

800-328-1935 Visit a Branch Join Online

Already a member?