Members Circle
a newsletter for Alliant members

Will you find a credit card in a Millennial’s wallet? Not likely.

Look into a Millennial’s wallet and what are the odds that you’ll see a credit card? Only 37%! Millennials, after weathering the Great Recession and becoming averse to financial risk, generally see a credit card as a means to spend money they don’t have and a sure-fire way to go into deep debt. Meanwhile, in the long term, by not using credit cards as a credit building tool, they could be putting their future credit at risk.

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The economics of Thanksgiving

If you’re like 88% of American households, you will sit down for a Thanksgiving dinner with a turkey. That turkey will weigh, on average, 16 pounds, and you’ll end up eating 3,000 calories. You’ll also be participating in one of the most crucial days in the U.S. economy. Learn some facts and stats about this special holiday and how you might save some money and eat fewer calories this year.

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Light it right—and save

Lighting is vital to your home decor. The light bulb you choose has a big impact on your utility bill. Learn which bulbs are excellent money-savers and how you can use motion sensors and natural light to save money and compliment your decorating style.

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Estimating medical costs for 2015:  Part 2 – Types of medical expenses for which you need to account

It’s annual benefit enrollment time for many Americans whose healthcare is provided by their employers. For many, that includes estimating out-of-pocket medical costs for the coming year to can make sure the contributions to your Flexible Spending Account (FSA) and/or Health Savings Account (HSA) are as accurate as possible. Let's review a few of the foreseeable costs to consider when estimating your medical expenditures for next year.

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