Members Circle
a newsletter for Alliant members

Boost your savings or reduce your debt by an entire paycheck – painlessly!

If your next biweekly payday is Friday, July 17, it will be a "bonus" one that you may not need for covering day-to-day expenses. Find out why you'll get an extra check this month and how you can use that extra paycheck to reduce your debt or boost your savings. Note: If your biweekly payday was yesterday, you’ll get your next “bonus” check in October.

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Don’t get zapped by the new IRA rollover rule

Effective January 1, 2015, you can only make one tax-free rollover per 365 days between your IRA accounts, regardless of how many IRAs you own. You can still make unlimited transfers between IRAs without tax consequences. Learn the difference between an IRA rollover and an IRA transfer and exceptions to the new rollover rule.

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Meet Alliant’s 2014 National Education Program winners

More than 100 students competed in Alliant’s 2014 National Education Program for gift cards redeemable for computers and related items. These young scholars (and Alliant members) harnessed their imaginations – as well as a variety of media – to respond to the questions “What do I want to be when I grow up?” and “How can a computer enrich my education?” Read about the winners.

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Will you find a credit card in a Millennial’s wallet? Not likely.

Look into a Millennial’s wallet and what are the odds that you’ll see a credit card? Only 37%! Millennials, after weathering the Great Recession and becoming averse to financial risk, generally see a credit card as a means to spend money they don’t have and a sure-fire way to go into deep debt. Meanwhile, in the long term, by not using credit cards as a credit building tool, they could be putting their future credit at risk.

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The economics of Thanksgiving

If you’re like 88% of American households, you will sit down for a Thanksgiving dinner with a turkey. That turkey will weigh, on average, 16 pounds, and you’ll end up eating 3,000 calories. You’ll also be participating in one of the most crucial days in the U.S. economy. Learn some facts and stats about this special holiday and how you might save some money and eat fewer calories this year.

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