Estimating medical costs for 2015:  Part 2 – Types of medical expenses for which you need to account

It’s annual benefit enrollment time for many Americans whose healthcare is provided by their employers. For many, that includes estimating out-of-pocket medical costs for the coming year to can make sure the contributions to your Flexible Spending Account (FSA) and/or Health Savings Account (HSA) are as accurate as possible. Let's review a few of the foreseeable costs to consider when estimating your medical expenditures for next year.

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Estimating medical costs for 2015:  Part 1 – HSAs and FSAs

It’s annual benefit enrollment time for many Americans whose healthcare is provided by their employers. For many, that includes estimating out-of-pocket medical costs for the coming year to can make sure the contributions to your Flexible Spending Account (FSA) and/or Health Savings Account (HSA) are as accurate as possible. In the first article of this two-part series, we review the difference between FSAs and HSAs and a few of the basics of contribution limits and options for each.

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Proper retirement planning: critical for women

A basic goal for retirement investing is to make sure you save enough to make your money last throughout your lifetime. But the longer life expectancy of women means they may need to save more than men, as a woman's money needs to last six years longer on average. Learn more about calculating your long-term financial needs and factors to consider in preparing for retirement.

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Is it time to stop renting and buy a house?

If you’re trying to decide whether to continue renting or to buy a home, you need to carefully weigh the costs and benefits of each option to make a smart, informed decision. Many factors go into calculating the value of renting compared to buying a house – it’s not just a simple comparison of the cost of rent and the cost of a mortgage payment. There are less obvious costs, along with intangible benefits and drawbacks of each option to take into account.

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Make a trip to the library

Now that it's officially Fall, it's the perfect time to spend a night or weekend afternoon at the library. It's the perfect weather for curling up with a great book, and borrowing that book from the library instead of buying it is a great way to save money.

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