Earn 1.60% APY on your money with an Alliant High-Rate Savings Account.
Get upfront pricing, guaranteed savings, and a discounted rate on your auto loan. Members save an average of $3,383 off MSRP.
Earn top dollar with rates up to 2.70%APY.
Earn rewards, get cash back or take advantage of a low standard variable rate.
The car you want is within reach with our low rates. Feel confident at the dealership knowing what you can afford and what you should be paying.
APR=Annual Percentage Rate87
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Grow your savings faster with Alliant's higher savings rate.
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"Best Credit Union for Car Loans 2017" - GoBankingRates
How does being preapproved help you? When dealers see that you’re preapproved, they know you are a serious buyer. They’ll be ready to make a good deal to get your business, and you can be confident knowing that you have a low-rate financing option with Alliant.
Alliant Credit Union Auto Loans could get you approved quickly.
To get the loan process started, first submit an online loan application. You can also apply by calling 800-328-1935 (available 24/7).
We will process your application and notify you when your preapproval is completed, usually the same day.
Be sure to bring your loan preapproval to the dealer, as this will give you maximum leverage and help you negotiate the best deal. Save even more time and money when you use the Alliant Car Buying Service.
Once the deal is finalized, send us the purchase agreement and we can finalize your loan documents online using Docusign.
We’ll send the funds overnight via FedEx to you or the dealer.
Get upfront pricing, guaranteed savings, and a discounted rate on your auto loan when you use the Alliant Car Buying Service. Members save an average of $3,383 off MSRP.1 Learn More
APR=Annual Percentage Rate 87. APRs shown above are stated as low as and may vary based on make and model of the vehicle. APRs and loan approval are based on collateral type, payment method, creditworthiness and ability to repay.
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View our full fee schedule. Fees subject to change.
Being preapproved helps you focus on negotiating the best price, knowing that you won’t end up with high rate financing when you close the deal. Plus, dealers tend to take people more seriously when they come in with preapproved financing because it means you’re ready to do business and not just “window shopping.”
In many cases, your funds may be available the same day. We understand that sometimes the vehicle-buying process is urgent. Our loan specialists will answer your questions and help expedite the simple application and approval process.
Yes. At Alliant, there are no prepayment penalties for paying off your loan faster than your payment schedule. In fact, it’s a great way to save on interest over the long run.
Yes, we offer a debt protection benefit plan in the event of death, disability or involuntary unemployment. Learn more or speak to your Loan Consultant for additional details.
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The loans seem to go fine BUT if there is anything unusual forget it. My last loan I got caught in the mess with purchasing protection on our truck.I was told if we don't use it a portion would be refunded BACK. We received nothing. My loss! Now I have a new car loan with the promise of $100 for attaining a new car loan. Oh wait, Bait and Switch. You can't have that either. We only give that to special people,even though it was plastered all over their site. Shame on Alliant CU.!!
I've been a member for over 10 years, I've had 4-5 different car loans, mortgages, etc through the CU. Always a friendly bunch and willing to move quickly to help get things done. I did get a $100 bonus for a new car loan I did recently, that was nice, it posted a few months later though, so no bait and switch in my scenario.
Nicole was excellent in handling the loan. It was quick and easy. Only thing missed was the follow-up for the $100 Bonus deposit for taking the loan Promo Code AUTO007. It has been 2 months and the $100 has yet to appear in my account. Maybe some one will actually read this review and some action will take place. W Russell Morris
My first auto loan with Alliant went great and there were no problems even though I am not local. My rep Alix was very accommodating and friendly. I will definitely use Alliant again.
not happy with having to take my paperwork to motor vehicle refinance credit union should be able to handle paper work PLEASE ADVISE
Was lied to by the rep about interest rate He was more interested in trying to sell me a warranty than doing the loan.Pretty sad for a credit union
I believe if I have had an account for 20 years, and have had a recent financial situation, that I still should still be honored a loan. I was declined because of not perfect credit when I really need a vehicle. I am very disappointed. If you will be taking an automatic deduction from my check than you should be able to give out loans.
Overall I find Alliant a solid resource. I joined as my parents were members. I have gotten my son to join but his experience has been quite different from mine. He was really jerked around during the auto loan process. So much so that he dropped the alliant loan and went with another lender. I was very disappointed in the performance of alliant's loan processing group.
I'm a self employed Landlord. It was very simple to get approved for a used vehicle loan, all I had to do was provide tax returns and a copy of a rental agreement to show income. The online application process was easy. I've heard good comments about Alliant and I have to say I had a very positive experience!
I have had 3 auto loans with Alliant and they have been the same every time. A short phone call and that's really about it. All documents signed one line and that's really about it. The hardest part was trying to decide on a color.
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