Worried about dramatic and risky investments?

Unlike other investments, certificates deliver guaranteed returns on your money.

Earn up to 2.50% APY (annual percentage yield) with an Alliant Certificate.1

It’s time to break up with your other investments.

After Q1, it’s time to take a look at your Bitcoin and other trendy investments and tell them this: “It’s not me, it’s you.” We’re all sick of the emotional ups and downs. We want to commit to a solid investment that will trend upwards. Your relationship with your money should not be time consuming or risky. You should be able to put your savings away and not see it disappear.

Depositing a chunk of your savings – for a new car, your dream vacation, or your retirement – in an Alliant Certificate is a great way to earn more with our great rates. And because your deposits are insured up to $250,000, you can avoid the added risk of other investment options.

An Alliant Certificate is a safe and stress-free way to earn more.

Open your Alliant Certificate today

Not yet a member? Join Alliant now.


Your mother would approve of your Alliant Certificate.

Guaranteed rate of return

The rate you see is the rate you get no matter what happens to the economy. Choose how you get your dividends: as a monthly check, a transfer, or reinvest them in your certificate to obtain the full APY. View all certificate terms and rates

Flexible maturity dates

Plan for life’s big moments with maturity dates ranging from 12 months to 5 years.  You’ll lock in your term, but you can change your dividend or renewal options any time before your certificate matures.

Low deposit requirements

You only need $1,000 to get started! And our jumbo certificates require a low $25,000 minimum deposit to earn up to 2.50% APY.1

IRA Certificate Options

Enjoy stable earnings with an Alliant IRA Certificate. You can earn up to 2.55% APY without worrying about fluctuating balances.1

Open your Alliant Certificate today

Not yet a member? Join Alliant now.