Get a Jumpstart on Saving Early!
Whether you’re a young saver or the parent of someone who you would like to encourage your child to start being financially responsible, kidz klub is a great way to get started. Alliant kidz klub accounts have all the benefits of our standard Savings accounts, such as:
- 3.75% APY
- High dividends paid monthly on average daily balances of $100 or more
- At least $100,000 in NCUA insurance through the National Credit Union Share Insurance Fund
- $5 minimum balance requirement
- No maximum balance limit
You’re Special for Starting to Save Early…
So we have put together some special stuff to help you make the most of your kidz klub account. Besides the great benefits of our standard Savings account, you’ll also get:
- A special quarterly kidz klub newsletter filled with tips and fun facts.
- A special kidz klub kit, which includes:
- A special kidz klub Identification Card
- Quarter Collector—it’s the fun way to save your spare change!
- Deposit Tickets, Address Labels—everything you need to put more money in your account
- Account Information book—includes important information about your account that kids should go over with their parents when you open the account
Frequently Asked Questions
If you’re young and want to start saving money, you might have a lot of questions. Here are a few that you might have with some answers. But, remember, you should always talk to your parents too!
Why do I need to save? I like to spend my money, like when I get an allowance.
Spending money is fun, but did you know that saving money can be fun too? In fact, saving money is one of the smartest things you can do. Whether you’re saving for a cool new game or toy, a shiny new bike or your future education, every little bit of money you save adds up. It’s fun to watch your money grow and grow!
What’s a dividend?
Dividends are like a bonus or like extra free money that Alliant gives you for keeping your account with us and being a member. You start earning dividends when you’ve saved $100 or more. And, the dividends you earn help you save money even faster!
Why can’t I just keep my money in a piggy bank?
Piggy banks are fun and a good start, but, if you want to be a lot smarter, it’s best to start putting some money in a savings account. That way you’re not tempted to spend it on stuff like candy. And the best part is that putting your money in a savings account helps you make more money with dividends and interest. It’s like free money! Alliant is also a safe place to save your money and gives you access to other products and services you might want to use when you get older.
Is Alliant a bank?
Alliant is better than a bank. We are a credit union. That means that your new kidz klub account makes you a member. Your membership represents your share in Alliant Credit Union. With your kidz klub account, you are actually part owner in Alliant! How many kids your age own a part of a business? How cool is that!
Check our fee schedule.
Call 800-328-1935
