Supplemental Savings

Save for a Specific Goal

With an Alliant Supplemental Savings account, you’ll enjoy all the benefits of our regular saving account, including high monthly dividends, and save toward a specific financial goal or objective.

Alliant Members
Open a supplemental savings account online by applying through Online Banking.
Once you login select "Open an Account" on the right side.

To apply by mail complete our paper application (PDF) and mail it back to Alliant.

Not a member?
Apply for membership online and you can open other products and types of accounts at the same time. You must meet the membership requirements, learn more.

  • 0.70% APY
  • High dividends paid monthly on average daily balances of $100 or more
  • At least $250,000 in NCUA insurance through the National Credit Union Share Insurance Fund
  • No maximum balance limit

You can designate your Alliant supplemental savings as a single, joint, single/joint with beneficiaries or a living trust ownership account.

Use a supplemental savings account to set aside funds for:

  • Travel
  • Taxes
  • Special occasions
  • Large purchases
  • Emergencies
  • A wedding or a honeymoon
  • And more

Open a Supplemental Savings Account »

APY = Annual Percentage Yield. View Disclosures

Frequently Asked Questions

What’s the difference between a regular savings account and the supplemental savings account?
The only difference is that a supplemental savings is an additional savings account that will help you to achieve a specific financial goal like saving up for a vacation, making a large purchase, etc.

Can I have more than one supplemental savings account?
Yes. You can have multiple supplemental savings accounts.

Do I have to maintain a minimum to get dividends?
You have to maintain a daily average minimum balance of $100 or more each month to qualify for dividends. Alliant savings dividends are paid monthly.

Are there any transaction restrictions?
No more than 6 preauthorized, automatic, electronic, or telephone transfers and withdrawals may be made to another account in any month per Reg D. Additional transactions will not be completed and will be returned unpaid. If this is the case, you will be assessed an NSF fee. You can make unlimited transfers at an ATM, in person at a Service Center, through the mail or to any Alliant Credit Union loan.

What is a preauthorized transaction?
A preauthorized transaction includes any arrangement with us to pay a third party from your account upon oral or written orders including orders received through the automated clearing house (ACH).

Check our fee schedule.

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