Supplemental Savings

The Same Benefits as Savings, with a Different Goal!

Your Alliant Supplemental Savings account gives you another reason to save yet offers the same great benefits of your primary Savings account, such as:

• 3.75% APY
• Only a $5 minimum balance requirement
• No maximum balance limit
• High dividends paid monthly on average daily balances of $100 or more
• At least $100,000 in NCUA insurance through the National Credit Union Share Insurance Fund
• Access to our diverse line of financial products and services

You can designate your Alliant savings as a single, joint, single/joint with beneficiary(s) or living trust ownership account.

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Supplemental Savings Ideas

Use an Alliant Supplemental Savings account to set aside funds for:

• Vacations
• Taxes
• Special occasions
• Large purchases
• Unexpected expenses
• A wedding or a honeymoon trip
• A downpayment on a new house or second vacation home

With a Supplemental Savings account, you’ll enjoy all the benefits of our regular saving account, including high monthly dividends, and save toward a specific financial goal or objective too.

Frequently Asked Questions

What’s the difference between a regular savings account and the Supplemental Savings account?
There is no difference in the account structure, including minimums and savings account benefits and features. It is simply an additional savings account that will help you to achieve a specific financial goal set by you.

Why do I need a Supplemental Savings account?
Having a separate savings account earmarked for a specific purpose is a great way to dedicate funds and achieve that important financial goal. It’s just another way to encourage savings and allocate funds for important future needs or something you’ve always wanted to have or do, like put a down payment on a new home or take a family cruise!

Are there restrictions on withdrawals?
No. Your Supplemental Savings account is identical to your regular Alliant savings account. There are no penalties for withdrawals and only a $5 minimum balance is required to keep your account open.

Can I have more than one Supplemental Savings account?
Yes. You can have multiple Supplemental Savings accounts.

Check our fee schedule.