IRA

IRA Solutions for a Secure, Comfortable Retirement

If you’re looking for a safe, secure way to help ensure a comfortable retirement, consider an Alliant IRA. Whether you’re nearing retirement or switching to a new employer, Alliant can help you grow your money at a guaranteed rate. And you won’t be socked with those fees that banks and brokerage firms charge. Alliant IRAs are insured up to $250,000 by NCUA.

Accounts Rate(%)/APY(%) Fees Features  

Traditional IRA

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3.69 / 3.75 No Fees
  • Defer taxes on earnings and tax-deductible contributions until withdrawn
  • Contributions may be tax-deductible for the year they are made
  • Make contributions up to the maximum limit or your earned income, whichever is less
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Roth IRA

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3.69 / 3.75 No Fees
  • Withdraw earnings tax-free if they remain in IRA for at least 5 years and you are 59 ½ or older
  • Contributions can be withdrawn tax-free at anytime
  • More attractive to some investors because of more flexible rules on early withdrawals
  • Make contributions up to the maximum limit or your earned income, whichever is less
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SEP IRA

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3.69 / 3.75 No Fees
  • Ideal for self-employed individuals or small business owners
  • Make contributions with limits higher than an IRA
  • Enjoy tax-deferred earnings until age 70 ½
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