Save for a Specific Goal
With an Alliant Supplemental Savings account, you’ll enjoy all the benefits of our regular saving account, including high monthly dividends, and save toward a specific financial goal or objective.
- 0.90% APY
- High dividends paid monthly on average daily balances of $100 or more
- At least $250,000 in NCUA insurance through the National Credit Union Share Insurance Fund
- No maximum balance limit
You can designate your Alliant supplemental savings as a single, joint, single/joint with beneficiaries or a living trust ownership account.
Use a supplemental savings account to set aside funds for:
- Special occasions
- Large purchases
- A wedding or a honeymoon
- And more
APY = Annual Percentage Yield. View Disclosures
Frequently Asked Questions
What’s the difference between a regular savings account and the supplemental savings account?
The only difference is that a supplemental savings is an additional savings account that will help you to achieve a specific financial goal like saving up for a vacation, making a large purchase, etc.
Can I have more than one supplemental savings account?
Yes. You can have multiple supplemental savings accounts.
Do I have to maintain a minimum to get dividends?
You have to maintain a daily average minimum balance of $100 or more each month to qualify for dividends. Alliant savings dividends are paid monthly.
Are there any transaction restrictions?
No more than 6 preauthorized, automatic, electronic, or telephone transfers and withdrawals may be made to another account in any month per Reg D. Additional transactions will not be completed and will be returned unpaid. If this is the case, you will be assessed an NSF fee. You can make unlimited transfers at an ATM, in person at a Service Center, through the mail or to any Alliant Credit Union loan.
What is a preauthorized transaction?
A preauthorized transaction includes any arrangement with us to pay a third party from your account upon oral or written orders including orders received through the automated clearing house (ACH).
Check our fee schedule.
Overall Supplemental Savings Rating
Quick, Efficient and AwesomeBy Libin Daniel - March 7, 2015
The fact that they let us have supplemental savings A/C for free is a reason why this CU is one of the best.
I have multiple scheduled transfers leaving and coming into these savings A/C and it has been effortless.
The only qualm is the inability to delete one without contacting customer service.
Thanks for this service!
Staying OrganizedBy Angie - January 5, 2015
I love how Alliant allows us to have multiple supplemental savings accounts. It really helps me to remember why I put money aside! Also, no fees to do this and great customer service!!
Savedaily - Self Investment ProgramBy Bob - December 31, 2014
The Alliant partnered Savedaily Self Investment program has great customer service. Unfortunately the program is very difficult to navigate and is not user friendly. I also use Vanguard and Fidelity electronic investment programs and have no problem with self directing money in and out of those funds.
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