Get free checking plus $20 back on out-of-network ATM fees monthly.
Earn rewards, get cash back or take advantage of a low standard variable rate.
Combining your student loans could get you a lower interest rate.
Alliant exists solely to serve our members, not stockholders.
Earn 1.16% APY on your money with an Alliant High-Rate Savings Account.
Return to The Money Mentor Blog
By Paul Brucker
To scrimp or not to scrimp? That’s the question for many buyers when they are in the market for a product or service and are comparison shopping. Consumer Reports, the magazine that tests and rates products, often notes that the brands and models that sport higher prices tags do not necessarily possess better durability or quality. On the other hand, there’s an old adage that remains ever new: “You must buy it right or buy it twice.” That is, if you buy some items on the cheap, you’ll have to replace them more often.
So what’s a smart shopper to do? As a rule of thumb, there are some items that are worth the extra money and simply not worth scrimping on. That doesn’t mean that a shopper should splurge to the point of paying more than he or she can afford and become debt-ridden. It means opting for good quality products with good value. In some cases, that might mean searching through stores and online for the best prices and sales.
Here’s a list of items many people insist you should never scrimp on.