Stay Connected

Some do’s and don’ts of credit card use

March 05, 2012 | Alliant Credit Union

Credit cards 101

 

  • Do keep only one or two major credit cards and pay off the balance every month. If you can't pay the whole lump sum, at least make the minimum payment to keep your interest charges down.
  • Do use credit cards conservatively. Don't charge anything you won't be able to pay for promptly - unless it's a genuine emergency. For emergency spending, give yourself a timetable, such as three months, in which to pay it off.
  • Do make your payment several days before the due date to ensure you won't be tagged with a late fee.
  • Do notate and subtract all credit card purchases in your check book to help ensure you can cover the credit card bill when it's due.
  • Do enjoy the financial power your credit card gives you. Just use it responsibly.

 


© 2012 Alliant Credit Union. All Rights Reserved.

Online Banking Login
Membership
Eligibility
Benefits
Deposits & Investments
Savings
Checking
Health Savings (HSA)
Certificates
Education Savings
IRA
Trust & Custodial Accounts
Insurance
Investment Services
Loans
Mortgages
Home Equity
Vehicle
Student
Personal
Financial Assistance
Insurance
VISA® Cards
Platinum
Platinum Rewards
Gift Card
Support
Contact Alliant
Forms
Rates
Disclosures
Services
Lost or Stolen Card
Credit Card
866-444-8529

ATM/Check Card
800-328-1935