Tip of the Week

Tip Eighty-Seven

January 22, 2013 | Alliant Credit Union

Take advantage of free balance transfers.

If you currently hold a balance on your credit card, you may be paying a higher interest rate than you need to. Alliant offers a free balance transfer with the VISA® Platinum and Platinum Rewards Cards, along with rates as low as 0% APR1 for qualifying members. This way, you will save money every month on interest without paying a fee to transfer your balances.

Once you have transferred the balance from one card to another, evaluate your financial situation again. If you can, find a few extra dollars each month to put toward paying down your debt. The sooner you pay off a debt, whether it be an auto loan or credit card, the sooner you will have that monthly payment to put into savings.

1 Introductory rate as low as 0% APR is applicable to purchases and balance transfers in and during the first 12 billing cycles after your account is open. After the twelfth billing cycle your rate will adjust to your standard variable rate, which may adjust quarterly based on the Prime Rate. Refer to the VISA® disclosure for complete details. APR=Annual Percentage Rate.


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