October 18, 2011
Healthy credit score factors.
When monitoring and improving your credit score, focus on the six main factors that affect your credit score as they are equally, if not more, important than your actual score. In your credit report, check your open card utilization, percent on time payments, number of derogatory mark, average age of open lines of credit, total number of accounts and total hard credit inquiries to see if you can improve any of them and have a healthier credit score.
For two more things that you should know about credit scores, read Your Credit Score: Three Things.