Choose the credit card that best fits your needs

Platinum or Signature, get to know Alliant’s credit cards.

You can pre-qualify before submitting your application with no impact to your credit score.109 Pre-qualify now

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★★★★★

Highest Flat Rate Cash-Back Credit Card

Money

★★★★★

Best Credit Union Card

USA TODAY

★★★★★

Best Credit Union Credit Cards

Forbes

Credit Card Features

  • No annual fee
  • EMV chip for enhanced security
  • Works with Google Pay™, Apple Pay™ & Samsung Pay™ 38
Pre-qualify for the Visa Signature or Platinum Credit Card

You can pre-qualify for an Alliant Cashback Visa® Signature or Platinum Credit Card before submitting your application with no impact to your credit score.109

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See what each credit card offers

Alliant Visa® Platinum Card

  • Low Introductory Rate: Intro rate as low as 0% APR for 12 months on purchases and balance transfers (with standard variable rate of 14.99%–26.99% APR after that).51
  • Balance Transfers: It’s easy to transfer high balances from other cards. A low 2% fee of the amount of the transfer applies.51
  • No annual fee51, generous credit lines, positive credit-building potential.

Learn more about Visa Platinum Card

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Alliant Cashback Visa® Signature Credit Card

  • Earn up to 2.5% cash back on your first $10,000 of qualifying eligible purchases (1.5% for purchases over $10,000).84
  • Travel Perks: No foreign transaction fees83, emergency card replacement and more.
  • No annual fee83, no tricky categories to track, designed to recognize and reward excellent credit scores.

Learn more about Visa Signature Card

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Credit Card FAQs

How can I make a credit card payment?

You can make a credit card payment any time by making a transfer in Alliant Online Banking, using Bill Pay, using the Alliant Mobile Banking App, or by calling us at 800-328-1935 (24/7).

How can I receive my credit card cash back?

You can choose to receive cash back from your Alliant credit card via a credit card statement credit (appearing within one billing cycle) or as a deposit into your Alliant checking or savings.

How long does it take to get a credit card in the mail?

Once the application is accepted, it typically takes 14-21 days to receive your new Alliant Visa credit card in the mail.

Can I get Visa Purchase Alerts?

Yes, you can get alerts for transactions in real-time and immediately identify potentially fraudulent activity. You can adjust your alerts to what makes sense for you and receive them via SMS text or email. Choose triggers for your alerts like reaching a purchase amount threshold, international purchases, purchases made on the internet or over the phone. Learn more and sign up at www.visa.com/purchasealerts

Do you offer a debt protection plan?

Yes, we offer a debt protection benefit plan in the event of death, disability or involuntary unemployment. Read about the debt protection plan or speak to your Loan Consultant for additional details.

What should I do if I can’t make my payment on time?

Alliant offers a Loan Assistance Program to support our members who are suffering through a financial hardship and need extra help to get back on track financially. Learn more on the Alliant Loan Assistance Program page of our website.

I lost my credit card or it was stolen, how do I get a new one?

If your credit card was lost or stolen, please report your card loss as soon as possible. You can report your card as lost/stolen in online banking, in our mobile banking app (under Card Management), or by calling 866-444-8529 (24/7).

There are charges on my credit card I don’t recognize. What do I do?

To report an unrecognized charge, call the number on the back of your credit card at your earliest convenience. Alternatively, you can dispute the charges online through Alliant online banking. First, select your Visa card from your list of accounts. Then click the “Manage Accounts” tab, select “Dispute Transaction” and follow the prompts to identify and submit the specific transaction(s) you want to dispute. 

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