Earn 1.70% APY on your money with an Alliant High-Rate Savings Account.
Get upfront pricing, guaranteed savings, and a discounted rate on your auto loan. Members save an average of $3,383 off MSRP.
Earn top dollar with rates up to 2.80%APY.
Earn rewards, get cash back or take advantage of a low standard variable rate.
Quickly build your savings with rates 18.9x the bank industry average!71
With an average daily balance of $100 or more. APY= Annual Percentage Yield.63
Our mobile app gives you access to your Alliant Account in the palm of your hand.
Download the Mobile App
"Best Savings Accounts 2018" - NerdWallet
"Best Savings Accounts 2018" - WalletHub
"Best Online Savings Accounts 2017" - MagnifyMoney
Conveniently manage your money via Alliant Mobile Banking, Alliant Online Banking or one of 80,000+ in-network ATMs. Or, call us at 800-328-1935.
Use your smartphone and Alliant Mobile Banking to make deposits from anywhere.
Easily move money between your Alliant online savings account and your other accounts, including accounts outside Alliant.
Once you're an Alliant member, save for specific goals and earn Alliant's high rates by opening up to 19 online savings accounts (called "supplemental savings accounts").
You’re in luck — as long as you meet any one of the five requirements, you are eligible to open an Alliant savings account, either online or by phone. Membership lasts a lifetime, is available to your entire family and represents a share of ownership in Alliant.
Select "Members of Foster Care to Success" in Alliant's online application, then follow the directions.
Identify your employer from the list of select organizations.
Select "Relatives of existing Alliant members" in the Alliant member application, then enter your relative's information.
Identify your organization from the list of eligible organizations in Alliant's member application.
If you live or work in a qualifying Chicagoland community, identify it on the list within the application.
Ready to become an Alliant VIP? Apply from your smartphone or desktop, 24/7.
Apply Online for Alliant Membership
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Non-standard service fees may apply, please view our full fee schedule. Fees subject to change.
The minimum balance to keep your savings account open is $5. To earn interest, you must maintain a daily average minimum balance of $100. Alliant interest is paid monthly.
Federal regulations limit pre-authorized withdrawals to six per month per savings account.
The only difference is that a supplemental savings is an additional savings account. You can name each account based on your specific financial goals — saving up for a vacation, wedding, emergency fund, etc. — allowing you to more easily track your progress toward that goal.
Supplemental Savings Accounts can be opened in just a few easy steps in Alliant Online Banking. These accounts, dedicated to a particular financial need (emergency fund, holiday gifts, weddings, vacations, etc.), are a great way to reach your savings goals.
To optimize your savings, set up automated recurring transfers to your new account. Just select Transfer Money and indicate the account you want the money transferred from.
Please note that while there is no minimum balance required to keep your account open, you need to maintain an average daily balance of $100 to be eligible for dividends on your account.
The minimum balance to keep your savings account open is $5.
Yes. You can have up to 19 supplemental savings accounts.
Your current mobile deposit limit will appear below the amount field once you select an account. Your deposit limits can vary depending on your eligible accounts. For more information, tap the note icon at the bottom of the deposit screen.
You can quickly access Alliant’s massive network of surcharge-free ATMs by visiting our website. Find an ATM here.
Want to know more about this product? Search our friendly help guide!
As a joint owner on our savings account, I get frustrated when I try to talk to an agent about an issue regarding the account and am told that they need to talk to the owner. If I'm listed as a joint owner, why can't the agent do business with me?
service with a smile is not everything . in fact , it's rather common despite it all
i shouldnot have to pay for Shmisek's bad business deal which lowered his pay
i urge ACU to remove the fee for nonpaperless
1 USD cant mean that much to a man who is a multimillionarie now can it?
punishing or financial bullying will lose you points
the fee is against/hypocritical of the priniples of a Credit Union
why so austere?
i am very satisfied with Alliant Credit Union.
i have a savings and supplemental savings with them for years. Soon i will have a checking account. i receive excellent service from each of the 4 customer service and managers at the Oakland downtown office.
I HAVE FOUND THAT ALLIANT CREDIT UNION, IS A VERY SAFE & CONFIDENT PLACE TO TRUST WITH YOUR MONEY. THEY ALWAYS MAKE SURE THAT THEY CONTACT YOU. WHENEVER THERE IS ANY TRANSACTION TAKING PLACE ON YOUR ACCOUNT. THIS IS WHY I TRUST ALLIANT WITH MY MONEY. I KNOW THAT I DON'T HAVE TO WORRY, BECAUSE THEY ARE ALWAYS CHECKING TO MAKE SURE, THAT THE TRANSACTIONS ARE FROM THE PERSON WHO HAS THE ACCOUNT. THANK YOU AGAIN FOR THE GREAT SERVICE.
We have been members for many years. A few years ago we made a significant
cash deposit to a brand new money machine at the Chicago office. We had a garage sale and there were numerous amounts of ones, fives and change.
The machine got out of whack and didn't give us our receipts.
Alliant, after a few days of doing a review of the monies put into the machine, refunded all of our money, putting it into our savings account. Very reliable to work with.
I am glad we joined Alliant . the rates for saving account are much better than regular bank and the staff at the location are very pleasant and helpful. Its a nice alternative to a large bank.
I have been a member of Alliant for many years, and I have never had an outcome that was less than satisfactory. Representatives are always knowledgeable, patient, and friendly, not to mention extremely helpful. Kudos
Aloha, United Airlines Credit Union got me (1989), a probie A&P in SFOMM, out of crushing debt incurred while in school, step by step, Credit Card by Credit Card, until I got back on my feet, bought a Condo, decent car, investments, and a life! Now retired, still with Alliant, great transfer, IRA, Savings services!
Have been a member before it was Alliant. Am generally very happy with the service & rates my accounts get. However, Auto loan & other loan rates are average. When attempting to get loan info a few months ago was treated very poorly by some 20's sounding reps that were less than polite and very disrespectful. Alliant needs to focus on maintaining the service and values they used to make Alliant great, and NOT trying to be like other financial institutions that people hate.
My husband and I have been with Alliant for many years. Because of our recommendations, our children and now grandchildren are satisfied Alliant members.
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