Earn 1.70% APY on your money with an Alliant High-Rate Savings Account.
Get upfront pricing, guaranteed savings, and a discounted rate on your auto loan. Members save an average of $3,383 off MSRP.
Earn top dollar with rates up to 2.80%APY.
Earn rewards, get cash back or take advantage of a low standard variable rate.
Quickly build your savings with rates 18.9x the bank industry average!71
With an average daily balance of $100 or more. APY= Annual Percentage Yield.63
Our mobile app gives you access to your Alliant Account in the palm of your hand.
Download the Mobile App
"Best Savings Accounts 2018" - NerdWallet
"Best Savings Accounts 2018" - WalletHub
"Best Online Savings Accounts 2017" - MagnifyMoney
Conveniently manage your money via Alliant Mobile Banking, Alliant Online Banking or one of 80,000+ in-network ATMs. Or, call us at 800-328-1935.
Use your smartphone and Alliant Mobile Banking to make deposits from anywhere.
Easily move money between your Alliant online savings account and your other accounts, including accounts outside Alliant.
Once you're an Alliant member, save for specific goals and earn Alliant's high rates by opening up to 19 online savings accounts (called "supplemental savings accounts").
You’re in luck — as long as you meet any one of the five requirements, you are eligible to open an Alliant savings account, either online or by phone. Membership lasts a lifetime, is available to your entire family and represents a share of ownership in Alliant.
When you select this option, Alliant will make a one-time $5 support payment to FC2S on your behalf.
Identify your employer from the list of select organizations.
Select "Relatives of existing Alliant members" in the Alliant member application, then enter your relative's information.
Identify your organization from the list of eligible organizations in Alliant's member application.
If you live or work in a qualifying Chicagoland community, identify it on the list within the application.
Ready to become an Alliant VIP? Apply from your smartphone or desktop, 24/7.
Apply Online for Alliant Membership
Let Me Know When Alliant Rates Gets Even Better
Non-standard service fees may apply, please view our full fee schedule. Fees subject to change.
The minimum balance to keep your savings account open is $5. To earn interest, you must maintain a daily average minimum balance of $100. Alliant interest is paid monthly.
Federal regulations limit pre-authorized withdrawals to six per month per savings account.
The only difference is that a supplemental savings is an additional savings account. You can name each account based on your specific financial goals — saving up for a vacation, wedding, emergency fund, etc. — allowing you to more easily track your progress toward that goal.
Supplemental Savings Accounts can be opened in just a few easy steps in Alliant Online Banking. These accounts, dedicated to a particular financial need (emergency fund, holiday gifts, weddings, vacations, etc.), are a great way to reach your savings goals.
To optimize your savings, set up automated recurring transfers to your new account. Just select Transfer Money and indicate the account you want the money transferred from.
Please note that while there is no minimum balance required to keep your account open, you need to maintain an average daily balance of $100 to be eligible for dividends on your account.
The minimum balance to keep your savings account open is $5.
Yes. You can have up to 19 supplemental savings accounts.
Your current mobile deposit limit will appear below the amount field once you select an account. Your deposit limits can vary depending on your eligible accounts. For more information, tap the note icon at the bottom of the deposit screen.
You can quickly access Alliant’s massive network of surcharge-free ATMs by visiting our website. Find an ATM here.
Want to know more about this product? Search our friendly help guide!
I've been a member for over 30 years and have used Alliant for numerous auto loans and other banking services and when UAL went bankrupt I doubled down and set up a retirement savings account in conjunction with my other savings and checking accounts with Alliant. (I also have an Alliant Visa card.) Considering the lost of a huge chunk of my retirement after the UAL bankruptcy the money I was able to sock away with Alliant in conjunction with their great interest rates really helped soften the blow. There is absolutely no clowning around in regards to their high standards and banking practices. They set the high water mark and very few institutions did as well as Alliant in weathering the banking crisis of 2007. It's a philosophy of great financial management and customer care that they have held true to for over 70 plus years.
Pleased with the ease of online banking and help through phone customer service. Very nice to see the interest rate increase for savings accounts. Bank of America is offering 0.06 interest rate and now I'm receiving 1.11 at Alliant. Thank you for providing excellent service and a place where we can watch our savings grow a little!
Been with Alliant for several years. Offers consistently competitive rate, has an easy to use online bill pay and fast and free ACH. Plus there customer service is great. Only reasons I didn't give them a 5 is because I wish their ACH allowed for larger amounts daily, and there are usually banks/cus with just a little bit better rate, like today you can get 1.35% vs alliants 1.11%.
Been a customer for 10 years, starting with an auto loan. Soon after, I transferred my checking and savings over - a painless process. Love the friendly customer service, online tools and can't beat the interest rates! I love to log in and see my money working for me!
Super high interest, super low or no fees with very well designed online and mobile portal. Completely renewed my impression on credit union!
This account has the two things that I look for: 1) the interface is easy to use and navigate 2) the interest rate is higher than any other savings account I've seen.
I feel very comfortable knowing that my cash is earning as much as a CD with the liquidity and the ability to move it around.
It is the stability that tempers other investments in the stock market.
This is one of the best online banking service I have used. Also, high rate of interest on savings account is the main attraction.
I am always to chuffed when I review my statement and see that EVERY account is earning interest. I work so hard for my money and it is always a comfort to know that my money is working for me at Alliant.
Awesome customer service & easy wire transfers from 1 account to another. The 1 & only thing I would like to see is a debit card offered for savings account customers without having to have a checking account. Easier with the debit card than going to an ATM when need to withdraw $$$$. Other than that, Thumbs Up For A Great Service Alliant provides for its customers !!!!
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