We’ll pay you back up to $20/month in ATM charges if you use an out-of-network ATM to access your checking account.
Want a low rate? High rewards? A prestige cashback card? We’ve got the right card for your needs.
Simplify your life and save money when you refinance.
Alliant returns profits to our members through higher savings rates, lower loan rates, and fewer fees. And we make it easy to bank with 24/7 account access.
Teen Checking – with smart limits and parental monitoring – helps you teach money skills.
Earn reward points for every dollar you spend86 — redeemable for cash, gift cards, merchandise and charitable contributions.
That's 18.2x the national bank average!71
Learn more about savings
"Best No-Fee Credit Union 2016" - MyBankTracker
"Best Credit Unions 2017" - NerdWallet
"9 Best 0% APR Credit Card Offer" - Magnify Money
The Alliant Visa® Platinum Rewards Credit Card gives you double reward points for every dollar you spend, with no limit to the points you can earn.86 Plus, you can earn additional points through exclusive online and in-store offers from top retailers.
Points can be redeemed for cash back, travel, gift cards, merchandise and much more. Redeem your points for a variety of reward options to help you live your life to the fullest including:
Travel: Plane tickets, cruises, car rentals and hotel stays.
Merchandise: Electronics, appliances and sports equipment.
Cash back: Cash back and gift cards.
Charity: Feeling generous? You can also donate your rewards to a worthy cause.
You can preview or redeem rewards by visiting the Alliant Rewards Catalog or find more details in our Rewards Program Brochure.
With the Alliant Visa® Platinum Rewards Credit Card, you'll be included in the Alliant Rewards Program where you can earn reward points for every dollar you spend. Plus, you can earn additional points through exclusive online and in-store offers from top retailers. There is no limit to the number of points you can earn. Points can be redeemed for cash back, travel, gift cards, merchandise and much more.
Visit Select Your Rewards to see offers that can earn you additional points from top online and in-store retailers.
With the Alliant Credit Union Visa creditcard $0 liability feature, you never pay for unauthorized charges on your credit card.
See our Security Center to learn more why you're safe with Alliant.
All Alliant Visa® Credit Cards come equipped with EMV chip technology. Enjoy global acceptance and enhanced security when you use your credit card domestically and internationally at merchants with terminals that are chip enabled.
In addition to the EMV chip, Alliant Credit Cards will retain the magnetic stripe giving you the ultimate payment flexibility around the globe. Learn more about EMV chip security.
Auto Rental Collision Damage Waiver (ARCDW) eliminates the need to pay for the collision damage waiver or similar provision provided by commercial auto rental companies on most passenger vehicles—saving you money on insurance costs. Learn more.
Roadside Dispatch provides you with 24-hour access to roadside assistance via a toll-free number. This pay-per-use roadside assistance program is provided expressly for Visa cardholders. Learn more.
Join your chosen mobile payment platform to make quick and secure payments with your Alliant Credit Union Visa® credit card. Plus, all mobile payments made with Google Pay, Apple Pay and Samsung Pay have the same benefits of your Alliant Visa credit® card. Learn more.38
Low introductory and standard rates
Introductory rates as low as 0% apply for 12 months on purchases and balance transfers after account opening. After the introductory period, a low standard variable rate applies ranging from 15.24%–25.24%. The balance transfer fee is 2% of the amount transferred, $5 minimum.
Let Me Know When Alliant Rates Gets Even Better
We offer some of the lowest introductory purchase and balance transfer rates available. Your rate is based in part on your credit score and can be as low as 0% for 12 billing cycles. After this promotional period ends your standard APR will apply to all new purchases and balance transfers and all unpaid balances.51 A balance transfer fee of 2% of the amount transferred, $5 minimum will be applied.
Yes, we offer a debt protection benefit plan in the event of death, disability or involuntary unemployment. Learn more or speak to your Loan Consultant for additional details.
You can make a credit card payment any time by making a transfer through your Alliant Online Banking Account, signing up for Bill Pay, or by calling us at 800-328-1935 (24/7).
Once the application is accepted, it typically takes 7-10 days to receive your new credit card in the mail.
Yes. You can absolutely make payments using your Apple iPhone 6 and your Alliant Visa® credit card. With a simple touch of the screen, your payment can instantly be made. All payments made with Apple Pay still come with the same benefits of your Alliant Visa credit card. Enroll today.
As an Alliant member, having a Platinum or Platinum Rewards Visa® from Alliant makes smart financial sense. Our Visa credit card options give you the purchasing power you deserve, while saving you money over higher interest rate cards with every statement. We offer a great interest rate, too.
Please call the number on the back of your credit card at your earliest convenience. Alternatively, you can dispute the charges online through Alliant Online Banking. Select Options located next to your Alliant Visa Credit Card Account Summary.
If your card is lost or stolen, please call us at 800-328-1935 (24/7). For international callers, please contact us at 773-462-2000 (24/7).
Please see our terms and conditions for a complete list of fees.
Please contact an Alliant representative at 800-328-1935 to discuss increasing your credit card limit.
You can choose from either a Platinum or Platinum Rewards credit card that’s best suited to your purchasing needs. You’ll enjoy the same features and benefits with either card, but with Platinum Rewards you’ll earn bonus points for every dollar you spend on the card. Rewards bonus points can be redeemed for valuable merchandise, travel, and more.
Yes, you can get alerts for transactions in real-time and immediately identify potentially fraudulent activity. You can adjust your alerts to what makes sense for you and receive them via SMS text or email. Choose triggers for your alerts like reaching a purchase amount threshold, international purchases, purchases made on the internet or over the phone. Learn more and sign up at www.visa.com/purchasealerts
Absolutely. We make it easy to transfer balances from your other credit cards so you can save money with Alliant's low interest rates. You can transfer a balance when you apply or after you've been approved for your Alliant Visa Platinum Rewards card. A fee of 2% of the balance transfer applies, $5 minimum.
Want to know more about this product? Search our friendly help guide!
I stopped using my Visa card because the rewards program has deteriorated so much. You cannot rent a car anymore
except using those stupid gift cards. I tried booking an airfare and was refused because the cash I would have to add
(because I didn't have quite enough points) was more than $10.00
introductory rate is great but long term I don't like this card. Interest rates up considerably and when I've called to discuss this I usually run into a "we can't help you" brick wall. (sigh)
Good card but the rewards should be improved.Maybe Alliant can review there Rewards/
The rewards points are low compared to other cards and they should have a better card version for example a Signature card or World Elite but I do use this card monthly and have had no issues. even while traveling
I give this card a 3 because the card itself isn't great but the introductory interest is unheard of in this era. The process for applying and getting approved was smooth and easy for me. The balance transfer process being online was a breeze. The issue I had was the 0% was for a specific credit score and I was 6 points away at the time but, 2.99% isn't bad. The second unfortunate thing is the statement credit literally took 90 days. This is far too long in this day and age. I get checks sent to me from Capital One in 3 business days. I would definitely refer this card to anyone that needs that push towards paying down debt that can be paid off in 12 months.
Have been a member for decades and the service is wonderful. I don't use my Credit Card with Alliant as the rewards are not competitive with other cards. At least you are now giving points but not enough for me.
I found Alliant when looking for a credit card to transfer a high interest credit card to. I got 0% for the first year and no transfer fees. The customer service has been excellent.
1% simple isn't enough. Amex has a card that gets 6% (yes 6%) back for groceries and 3% back on gas. I'll stick with Amex
excellent security service. someone tried to transfer money from my account. I was immediately notified and everything remained secure. Follow up to protect my account expedient and efficiently handled. Thanks to priscella and monica.
I would use my card more often for international travel but Alliant is one of the few remaining banks that still charge a foreign transaction fee for their upper tier card(platinum rewards
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