Earn 1.75% APY on your money with an Alliant High-Rate Savings Account.
Get upfront pricing, guaranteed savings, and a discounted rate on your auto loan. Members save an average of $3,383 off MSRP.
Earn top dollar with rates up to 2.90%APY.
Earn rewards, get cash back or take advantage of a low standard variable rate.
Earn reward points for every dollar you spend — redeemable for cash, gift cards, merchandise and charitable contributions.
Your savings grows faster with Alliant’s high savings rates.
Learn more about savings
"Best No-Fee Credit Union 2016" - MyBankTracker
"Best Credit Unions 2017" - NerdWallet
"9 Best 0% APR Credit Card Offer" - Magnify Money
The Alliant Visa® Platinum Rewards Credit Card gives you double reward points for every dollar you spend, with no limit to the points you can earn.86 Plus, you can earn additional points through exclusive online and in-store offers from top retailers.
Points can be redeemed for cash back, travel, gift cards, merchandise and much more. Redeem your points for a variety of reward options to help you live your life to the fullest including:
Travel: Plane tickets, cruises, car rentals and hotel stays.
Merchandise: Electronics, appliances and sports equipment.
Cash back: Cash back and gift cards.
Charity: Feeling generous? You can also donate your rewards to a worthy cause.
You can preview or redeem rewards by visiting the Alliant Rewards Catalog or find more details in our Rewards Program Brochure.
With the Alliant Visa® Platinum Rewards Credit Card, you'll be included in the Alliant Rewards Program where you can earn reward points for every dollar you spend. Plus, you can earn additional points through exclusive online and in-store offers from top retailers. There is no limit to the number of points you can earn. Points can be redeemed for cash back, travel, gift cards, merchandise and much more.
Visit Select Your Rewards to see offers that can earn you additional points from top online and in-store retailers.
With the Alliant Credit Union Visa creditcard $0 liability feature, you never pay for unauthorized charges on your credit card.
See our Security Center to learn more why you're safe with Alliant.
All Alliant Visa® Credit Cards come equipped with EMV chip technology. Enjoy global acceptance and enhanced security when you use your credit card domestically and internationally at merchants with terminals that are chip enabled.
In addition to the EMV chip, Alliant Credit Cards will retain the magnetic stripe giving you the ultimate payment flexibility around the globe. Learn more about EMV chip security.
Auto Rental Collision Damage Waiver (ARCDW) eliminates the need to pay for the collision damage waiver or similar provision provided by commercial auto rental companies on most passenger vehicles—saving you money on insurance costs. Learn more.
Roadside Dispatch provides you with 24-hour access to roadside assistance via a toll-free number. This pay-per-use roadside assistance program is provided expressly for Visa cardholders. Learn more.
Join your chosen mobile payment platform to make quick and secure payments with your Alliant Credit Union Visa® credit card. Plus, all mobile payments made with Google Pay, Apple Pay and Samsung Pay have the same benefits of your Alliant Visa credit® card. Learn more.38
Low introductory and standard rates
Introductory rates as low as 0% apply for 12 months on purchases and balance transfers after account opening. After the introductory period, a low standard variable rate applies ranging from 14.99%–24.99%. The balance transfer fee is 2% of the amount transferred, $5 minimum.
Let Me Know When Alliant Rates Gets Even Better
We offer some of the lowest introductory purchase and balance transfer rates available. Your rate is based in part on your credit score and can be as low as 0% for 12 billing cycles. After this promotional period ends your standard APR will apply to all new purchases and balance transfers and all unpaid balances.51 A balance transfer fee of 2% of the amount transferred, $5 minimum will be applied.
Yes, we offer a debt protection benefit plan in the event of death, disability or involuntary unemployment. Learn more or speak to your Loan Consultant for additional details.
You can make a credit card payment any time by making a transfer through your Alliant Online Banking Account, signing up for Bill Pay, or by calling us at 800-328-1935 (24/7).
Once the application is accepted, it typically takes 7-10 days to receive your new credit card in the mail.
Yes. You can absolutely make payments using your Apple iPhone 6 and your Alliant Visa® credit card. With a simple touch of the screen, your payment can instantly be made. All payments made with Apple Pay still come with the same benefits of your Alliant Visa credit card. Enroll today.
As an Alliant member, having a Platinum or Platinum Rewards Visa® from Alliant makes smart financial sense. Our Visa credit card options give you the purchasing power you deserve, while saving you money over higher interest rate cards with every statement. We offer a great interest rate, too.
Please call the number on the back of your credit card at your earliest convenience. Alternatively, you can dispute the charges online through Alliant Online Banking. Select Options located next to your Alliant Visa Credit Card Account Summary.
If your card is lost or stolen, please call us at 800-328-1935 (24/7). For international callers, please contact us at 773-462-2000 (24/7).
Please see our terms and conditions for a complete list of fees.
Please contact an Alliant representative at 800-328-1935 to discuss increasing your credit card limit.
You can choose from either a Platinum or Platinum Rewards credit card that’s best suited to your purchasing needs. You’ll enjoy the same features and benefits with either card, but with Platinum Rewards you’ll earn bonus points for every dollar you spend on the card. Rewards bonus points can be redeemed for valuable merchandise, travel, and more.
Yes, you can get alerts for transactions in real-time and immediately identify potentially fraudulent activity. You can adjust your alerts to what makes sense for you and receive them via SMS text or email. Choose triggers for your alerts like reaching a purchase amount threshold, international purchases, purchases made on the internet or over the phone. Learn more and sign up at www.visa.com/purchasealerts
Absolutely. We make it easy to transfer balances from your other credit cards so you can save money with Alliant's low interest rates. You can transfer a balance when you apply or after you've been approved for your Alliant Visa Platinum Rewards card. A fee of 2% of the balance transfer applies, $5 minimum.
Want to know more about this product? Search our friendly help guide!
good rate,no balance transfer fee, or annual fee. Great card!
Thank you for EXCELLENT service. I am a HAPPY Member since 1991. I always carry my Visa card with me. When I travel abroad I advise Visa for security reasons. I feel safe using Alliant online banking with the security log in.
The man who approved my CC was not efficient, he had me telephone him at least 6 times, goodness knows why. He was a jerk, when the card came it was not what I wanted it was without rewards. I've used it maybe once and now I never use it, waste of time, I use cards that give me points and not a hard time
I really like Alliant CU - The Interest rates are no longer the best but right up there. The customer service has always been nice but the credit card rewards are a bit weak vs other 1.5 and 2% cards
- better interest rate than most other rewards cards
- 1% reward is not impressive - there are cards that give you 2%
- redemption is a pain - you need to accumulate $100 worth of points and then go to a third-party website to redeem
- joint account owners can't access account information online
This rewards card is one of the best! It has very low or no fees and it is excellent when I have to make charges overseas! (1% foreign transaction fees). Plus I get 1% back as a reward points! I am a VERY loyal + happy Alliant customer!
Great value and convenience and rewards to boot! I am always amazed at the service from Alliant after banking a big box bank for years I made the switch and have never looked back!
Very easy to pay monthly statement online, Alliant is simply the best.
My card arrived on time. It was very easy to activate and use it right away. Recurring payment setup was easier using online banking.
I was interested in having a card with the EMV chip since I had to take a business trip to Europe and I needed to make sure I had a credit card that would work. I applied at the last minute (my fault) and they still got the card to me on time before I left without having to expiate the order. Thanks Alliant!
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