We’ll pay you back up to $20/month in ATM charges if you use an out-of-network ATM to access your checking account.
Want a low rate? High rewards? A prestige cashback card? We’ve got the right card for your needs.
Simplify your life and save money when you refinance.
Alliant returns profits to our members through higher savings rates, lower loan rates, and fewer fees. And we make it easy to bank with 24/7 account access.
Teen Checking – with smart limits and parental monitoring – helps you teach money skills.
The car you want is within reach with our low rates. Feel confident at the dealership knowing what you can afford and what you should be paying.
APR=Annual Percentage Rate87
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That's 18.2x the national bank average!71
Learn more about savings
"Best Banks and Credit Unions 2018" - NerdWallet
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"Best Credit Union for Car Loans 2017" - GoBankingRates
Our online car loan calculator will help you estimate your payments so you can find the right loan for you.
How does being preapproved help you? When dealers see that you’re preapproved, they know you are a serious buyer. They’ll be ready to make a good deal to get your business, and you can be confident knowing that you have a low-rate financing option with Alliant.
You could get approved quickly for an online car loan.
To get the loan process started, first submit an online loan application. You can also apply by calling 800-328-1935 (available 24/7).
We will process your application and notify you when your preapproval is completed, usually the same day.
Be sure to bring your loan preapproval to the dealer, as this will give you maximum leverage and help you negotiate the best deal. Save even more time and money when you use the Alliant Car Buying Service.
Once the deal is finalized, send us the purchase agreement and we can finalize your loan documents online using Docusign.
We’ll send the funds overnight via FedEx to you or the dealer.
Get upfront pricing, guaranteed savings, and a discounted rate on your online car loan when you use the Alliant Car Buying Service. Members save an average of $3,383 off MSRP.1 Learn More
APR=Annual Percentage Rate 87. APRs shown above are stated as low as and may vary based on make and model of the vehicle. APRs and loan approval are based on collateral type, payment method, creditworthiness and ability to repay.
Let Me Know When Alliant Rates Gets Even Better
View our full fee schedule. Fees subject to change.
Being preapproved helps you focus on negotiating the best price, knowing that you won’t end up with high rate financing when you close the deal. Plus, dealers tend to take people more seriously when they come in with preapproved financing because it means you’re ready to do business and not just “window shopping.”
In many cases, your funds may be available the same day. We understand that sometimes the vehicle-buying process is urgent. Our loan specialists will answer your questions and help expedite the simple application and approval process.
Yes. At Alliant, there are no prepayment penalties for paying off your loan faster than your payment schedule. In fact, it’s a great way to save on interest over the long run.
Yes, we offer a debt protection benefit plan in the event of death, disability or involuntary unemployment. Learn more or speak to your Loan Consultant for additional details.
Want to know more about this product? Search our friendly help guide!
Chris was terrific. everything went smooth and it reduced the time in the other banks by at least 50% because I got my extended warranty thru ACU. Pleasent experiance. Thank you
You want one of the quickest most straight forward loan experiences? Choose alliant!!
we've had several loans with them now, best rates,fast efficient service, can t beat em!!!!
Fabulous! Simple application process and quick check for the purchase of my new car.
My first car loan through Alliant went flawless. This time around was different story. My Rep was very difficult to get in touch with from the start. I would end up leaving messages, it would take days for her to respond. After the loan was approved, I reminded her about an extended warranty on the vehicle. She then stated that it should have been done before the loan was approved (that was her job), she said I would need to re-apply for a "new" loan if I still wanted an extended warranty?!?!
Have 2 auto loans with Alliant. Even though I'm in NJ and I was calling Chicago, the applications done on line were processed promptly. Dealing with the representatives on the phone was extremely pleasant. Doing business with Alliant was easier than a local bank.
Not to mention the great rates.
I have had about 3 or 4 auto loans with Alliant and they have always been great to give me a loan very quickly even just calling them from the car dealer within 5 minutes or less I was approved. NOW THE DOWN PART... I had a loan with Alliant my car was stolen and I had gap I still ended up owing $1.300 on that loan the real down part was I bought another car after they continued to take 2 more payments out of my checking account. they wont roll the 2 loans together for one payment:-(
Got a great deal on my car financing and an extended warranty plan. Love the value and convenience in one-stop shopping with Alliant!
Great customer service...very easy/simple to complete the deal. Would be glad to use again.
This is my second auto loan and also had a horse trailer loan. Great service. Friendly fast and E Docs is so fast. Called on Monday had loan on Tuesday. Will always use Alliant and will recommend to everyone.
I just happened upon a great auto deal. Called Alliant and within minutes I was approved and knew
what the payments would be. Fast and friendly service. Thank you Alliant. This is my third auto with you!!!!
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