Bank like a financial pro with the Alliant mobile app. Make payments, deposit checks, manage cards and so much more.
Renovate your kitchen, pay off high-interest debt, or have access to emergency funds when you need it with an Alliant Home Equity Line of Credit.
Browse new and used vehicle inventory, and qualify for a rate discount when you buy!81
Separate each of your savings goals into an Alliant Supplemental Savings Account so you can visualize your progress.
The car you want is within reach with our low rates. Feel confident at the dealership knowing what you can afford.
APR=Annual Percentage Rate87
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Save more on your auto loan rate when you use the Alliant Car Buying Service.81
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★★★★★ Best Auto Loan Rates: Best for Fast Funding CNN Underscored
★★★★★ Best Overall Credit Union CNBC
★★★★★ 2024 Best Credit Union Nerdwallet
Our online car loan calculator will help you estimate your payments so you can find the right loan for you.
You can choose your car loan type with different terms and rates, including Tesla car loans. Need more information on lease buyouts? Check out our FAQ section.
That new car smell is even sweeter with terms up to 84 months.87
You hold the keys with a used car auto loan at a great, competitive credit union rate.
You could save on interest by refinancing your current auto loan to a lower rate at Alliant.
You could get a competitive rate online in a matter of minutes. You pick the term that works best for your monthly budget.
Submit an online loan application or apply by phone at 800-328-1935 (available 24/7). We will process your application and notify you when your preapproval is completed, usually on the same day.
Be sure to bring your preapproved loan to the dealer, as this will give you maximum leverage and help you negotiate the best deal. Once the deal is finalized, send us the purchase agreement and we can finalize your loan documents using DocuSign.
We'll send the funds for free via FedEx 2-business day shipping. Contact your loan consultant if you want it to arrive sooner for a fee (FedEx Overnight Shipping for $18 or FedEx First Overnight Shipping for $22).
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No prepayment penalty on all auto loans is just one of many perks you’ll find at Alliant. Any of our members can also enjoy discounts on car purchases, maintenance and repairs.
Get upfront pricing, guaranteed savings and a discounted rate on your online car loan when you use the Alliant Car Buying Service powered by TrueCar. Members save an average of $2,019 off MSRP.1
Learn more about this service
The Alliant Vehicle Service Program powered by CarAdvise saves you an average of 25% on vehicle maintenance and repairs, and allows you to schedule service with thousands of certified service providers nationwide.
Learn more about this program
Fasten your seat belt! We’re here to help you with your car loan anytime, anywhere with Alliant’s online banking and mobile app. Your award-winning digital experience starts with an easy online application and continues with 24/7 support.
APR=Annual Percentage Rate87. APRs shown above are stated as low as and may vary based on factors such as make and model of the vehicle, collateral type, payment method, creditworthiness, and ability to repay.
View our full fee schedule. Fees subject to change.
Being preapproved helps you focus on negotiating the best price, knowing that you won’t end up with high rate financing when you close the deal. Plus, dealers tend to take people more seriously when they come in with preapproved financing because it means you’re ready to do business and not just “window shopping.”
In many cases, your loan may be approved the same day that you apply. We understand that sometimes the vehicle-buying process is urgent. Our loan specialists will answer your questions and help expedite the simple application and approval process.
Yes. At Alliant, there are no prepayment penalties for paying off your loan faster than your payment schedule. In fact, it’s a great way to save on interest over the long run.
Yes, we offer a debt protection benefit plan in the event of death, disability or involuntary unemployment. Read about the debt protection plan or speak to your Loan Consultant for additional details.
Alliant lease buyout loans are processed by our partner, Lease Maturity. Rates advertised by Alliant are not applicable. Learn more and start an application on the Lease Maturity site. By clicking on this link, you are leaving an Alliant Credit Union website and are about to enter a website operated by a third-party, independent from Alliant Credit Union. Alliant does not manage the operation or content of the website you are about to enter. The privacy and security policies of the site may differ from those of Alliant Credit Union.
Alliant offers a Loan Assistance Program to support our members who are suffering through a financial hardship and need extra help to get back on track financially. Learn more on the Alliant Loan Assistance Program page of our website.
You are leaving Alliant’s website to enter a website hosted by an organization separate from Alliant Credit Union. The products and services on this website are being offered through LPL Financial or its affiliates, which are separate entities from, and not affiliates of, Alliant Credit Union.The privacy and security policies of the site may differ from those of Alliant Credit Union.
You are leaving an Alliant Credit Union website and are about to enter a website operated by a third-party, independent from Alliant Credit Union. Alliant Credit Union does not manage the operation or content of the website you are about to enter. Alliant Credit Union is not responsible for the content and does not provide any products or services at this third-party website. The privacy and security policies of the site may differ from those of Alliant Credit Union.
