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With a low rate and no closing costs, an Alliant Home Equity Loan could allow you to complete your next renovation or consolidate debt.
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Home equity is the difference between your home's market value and the remaining balance on your mortgage.
If you own a home and have been making payments on your mortgage for years, then you may have built up a significant amount of equity. With a home equity loan, you could get a low rate by borrowing against the value of your home. An Alliant Home Equity Loan is great for many life events:
Finance major home renovations
Consolidate higher-interest debts
Pay for unexpected expenses
Pick your term (60, 120 or 180 months) and get a fixed rate from 5.50% to 6.00% APR. 46
You hate fees and so do we. You can maximize your loan with no closing costs, application fees or appraisal fees.
Alliant Home Equity Loans allow you to borrow up to 90% of your home equity.
A home equity line of credit (HELOC) or home equity loan is a great way to leverage the value of your home and ensure you have funds available for whatever you want, such as home repairs and improvements, a new car, or even a vacation home. We’re always here to help. Call an Alliant home equity expert at 800-328-1935. We’ll guide you toward the perfect loan for your unique situation.
Borrow up to 90% of your home equity and get a one-time payment
Borrow funds as you need them, up to your line of credit amount (up to 90% of the value of your home)
60, 120 or 180 months
180 or 360 months
You need a specific amount for an immediate need. Example uses:
You anticipate needing funds over time. Example uses:
Everybody has unexpected expenses, cash shortfalls, home repairs or large purchases to make. Instead of cashing in stocks or other investments that may increase in value over time, you can use the equity in your home to open an Alliant Home Equity Line of Credit (HELOC) or home equity loan. Alliant HELOC and home equity loans have low interest rates and the flexibility of low monthly payments, too.
Each type of product has specific advantages. For example, the home equity line of credit (HELOC) gives you the flexibility to use the funds on an “as-needed” basis. On the other hand, the home equity loan gives you a one-time draw with a fixed rate that is especially useful for a large initial purchase. Consult with an Alliant Home Equity Specialist to find the loan that’s right for your situation.
The amount of equity you currently have in your home will determine the Home Equity Line of Credit (HELOC) limit or Home Equity Loan value. Consult with an Alliant Home Equity specialist to determine your estimated credit limit or loan value amount.
An interest-only Home Equity Line of Credit may be right for you if:
Want to know more about this product? Search our friendly help guide!