When you're buying a home, mortgage lenders don't look just at your income, assets, and the down payment you have. They look at all of your liabilities and obligations as well, including auto loans, credit card debt, child support, potential property taxes and insurance, and your overall credit rating. Use this calculator to determine how much of a mortgage you may be able to obtain.
Income and Debt Obligations
Current combined annual income ($)  
Monthly child support payments ($)  
Monthly auto payments ($)  
Monthly credit card payments ($)  
Monthly association fees ($)  
Other monthly obligations
(not including current mortgage payment) ($)
New Loan Assumptions
Annual interest rate on new mortgage: (%)  
Term of new mortgage: (years)  
Funds available for a down payment ($)  
Estimated annual property taxes ($)  
Estimated annual homeowner's insurance ($)  
Front-end ratio: (%)
Back-end ratio: (%)
Calculated results are estimates for illustrative purposes only. Actual savings and payments results will depend on the terms, amounts, and rate in your account. The calculator result does not constitute an offer for a loan; does not account for creditworthiness or other loan eligibility factors; and does not account for all fees or insurance that may apply. The calculator does not constitute a guaranteed financial outcome.