Retirement can be the saddest or happiest day of your life. This pre-retirement calculator will help you determine how well you have prepared and what you can do to improve your retirement outlook. It is important that you re-evaluate your preparedness on an ongoing basis. Changes in economic climate, inflation, achievable returns, and in your personal situation will impact your plan.
Retirement Information and Assumptions
Your current age  
Current annual income ($)  
Spouse's annual income (if applicable) ($)  
Current retirement savings ($)  
Expected inflation: (%)
Desired retirement age  
Number of years of retirement income  
Income replacement at retirement: (%)  
Pre-retirement investment return: (%)
Post-retirement investment return: (%)
Include social security benefits?  
Marital status  
Calculated results are estimates for illustrative purposes only. Actual savings and payments results will depend on the terms, amounts, and rate in your account. The calculator result does not constitute an offer for a loan; does not account for creditworthiness or other loan eligibility factors; and does not account for all fees or insurance that may apply. The calculator does not constitute a guaranteed financial outcome.