Account Basics
Wire Transfers
Mail Services
Loan Product Fees
Fees
Effective - April 2024
The following fees amend your Alliant Credit Union Account Agreement and Disclosures (PDF). These fees may be assessed against your account, if applicable. Fees below are per occurrence or per document copy. Fee Schedule (PDF)
Account Basics
Debit Card Visa International Assessment (ISA)/Foreign Transaction Fee | 1% |
Replace Lost Card (Debit or Savings ATM Card) | Free |
Return Deposit Item | FREE |
Paper Account Statement (for savings account only) | $1 |
Non-Sufficient Fund (NSF) Item | FREE |
Garnishments/Levies/Citations | $29 |
Inactivity Fee (for savings account only) | $10 |
Dormant Account (for savings account only) | $10 |
Deposit of Check Drawn on a Non-U.S. Bank | $35 |
Courtesy Pay Fee | FREE |
Document Copy | FREE |
ACH initiated via Alliant Online Banking | Free |
Account Maintenance/Research Upon Member Request (per hour) (1 hour min.) | FREE |
Account Closed within 90 Days of Opening | $10 |
First Box of Checks When Opening New Checking Account (Ordered within the first 12 months) | Free |
ATM Transaction | free |
Wire Transfers
Wire Transfer (incoming) | Free |
Foreign Wire Transfer (outgoing) | $50 |
Domestic Wire Transfer (outgoing) | $25 |
Mail Services
Priority Mail Services | $18 FedEx Overnight Shipping & $22 FedEx First Overnight Shipping |
Loan Product Fees
Home Equity Processing (more than $250,000) | $1,000 |
Verification of Mortgage - Fixed Only | $10 |
Vehicle Service Agreement Transfer | $40 |
Reconveyance - CA Fixed Only | $45 |
Payment History - Fixed Only | $5 |
Partial Release | $200 |
Payoff Statement Fax - Fixed Only | $10 |
Payoff (Demand) Statement (except CA and AZ) | $35 |
Payoff (Demand) Statement (CA and AZ Only) | $30 |
New York Assignments | $570 |
Mortgage Preapproval | up to $50 |
Mortgage Rate Modification (0.50% of principal balance) | $500-$3,000 |
Mortgage Payment Modification | $250 |
Home Equity Products Subordination | $150 |
Home Equity Loan Rate Modification | $250 |
Line of Credit Advance | $3 |
ACH initiated via Telephone | FREE |
Home Equity Loan Processing (up to $250,000) | FREE |