Account Basics
Wire Transfers
Mail Services
Loan Product Fees
Fees
Effective - January 2026
The following fees amend your Alliant Credit Union Account Agreement and Disclosures (PDF). These fees may be assessed against your account, if applicable. Fees below are per occurrence or per document copy. Fee Schedule (PDF)
Account Basics
| Account Maintenance/Research Upon Member Request (per hour) (1 hour min.) | FREE |
| ACH initiated via Alliant Online Banking | Free |
| ATM Transaction | Free |
| First Box of Checks When Opening New Checking Account (Ordered within the first 12 months) | Free |
| Garnishments/Levies/Citations | $29 |
| Courtesy Pay Fee | Free |
| Debit Card Visa International Assessment (ISA)/Foreign Transaction Fee | 1% |
| Deposit of Check Drawn on a Non-U.S. Bank | $35 |
| Document Copy | FREE |
| Dormant Account (for savings account only) | $10 |
| Inactivity Fee (for savings account only) | $10 |
| Non-Sufficient Fund (NSF) Item | Free |
| Paper Account Statement (for savings account only) | Free |
| Replace Lost Card (Debit or Savings ATM Card) | Free |
| Return Deposit Item | FREE |
| Stop Payment | Free |
Wire Transfers
| Domestic Wire Transfer (outgoing) | $25 |
| Foreign Wire Transfer (outgoing) | $50 |
| Wire Transfer (incoming) | FREE |
Mail Services
| Priority Mail Services | $18 FedEx Overnight Shipping & $22 FedEx First Overnight Shipping |
Loan Product Fees
| ACH initiated via Telephone | FREE |
| Consumer Lending HELOC - Loan Overlimit | $25 |
| Early Termination | $200 |
| Existing Alliant HELOC Refinance Fee | $250 |
| HELOC - Annual Fee | $50 |
| Home Equity Processing (more than $250,000) | $1,000 |
| Home Equity Products Subordination | $150 |
| Late Fee | See Loan Agreement, can vary by state |
| Payoff (Demand) Statement (CA and AZ Only) | $30 |
| Payoff (Demand) Statement (except CA and AZ) | $35 |