The Money Mentor

Return to Blog Roll

Posts in Credit 101

5/13/15  Credit 101Up Your Security IQ
Learn from my mistakes: tips to avoid credit card holds

Have you ever had a credit card declined when you knew for a fact that you were not even close to your credit limit? If so, it was probably because something made your bank or credit union suspect that the transaction was a fraudulent one. Learn more about a couple of situations that can trigger a transaction decline and how you can avoid them.

Read Full Article
5/12/15  Credit 101Smart Spending Tips
Avengers Assemble to activate (my bonus Alliant Rewards points)

One of our bloggers earned 1,000+ Rewards points on her Alliant Visa Platinum Rewards credit card when she saw the Avengers over its opening weekend. Learn how she activated this special offer and how you can sign up for email alerts of other special Rewards points offers. 

Read Full Article
4/24/15  Credit 101Housing
Do you really need to save 20% for your mortgage down payment?

Since the recession, there’s been considerable uncertainty around the minimum needed for a down payment. Do you need a full 20% down payment now to qualify? That’s a big chunk of change….what if you could put less down?

Read Full Article
3/31/15  Credit 101
Meet the winners of Alliant’s Happiest Holiday Ever sweepstakes

Alliant gave 12 members a belated holiday gift by awarding them big money.

Read Full Article
3/24/15  Credit 101
Understanding APRs when shopping for a loan

When you’re shopping for a loan, it's important to understand how much it will cost you to borrow the money and pay it back, including principal, interest and fees. As you look at different financing options, you'll see the term APR. Learn what APR is and how it helps you to shop for a loan. 

Read Full Article
2/23/15  Credit 101Getting Out of DebtHousingSavings & Retirement
This America Saves Week: Take Your Financial Future into Your Own Hands

We are pleased to participate in America Saves Week – a week dedicated to sharing ways for those in the Alliant family to save more than ever. Start now by reading through this article from Katie Bryan at America Saves to learn more about taking your financial future into your own hands.

Read Full Article