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Posts in Credit 101

4/24/15  Credit 101Housing
Do you really need to save 20% for your mortgage down payment?

Since the recession, there’s been considerable uncertainty around the minimum needed for a down payment. Do you need a full 20% down payment now to qualify? That’s a big chunk of change….what if you could put less down?

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3/31/15  Credit 101
Meet the winners of Alliant’s Happiest Holiday Ever sweepstakes

Alliant gave 12 members a belated holiday gift by awarding them big money.

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3/24/15  Credit 101
Understanding APRs when shopping for a loan

When you’re shopping for a loan, it's important to understand how much it will cost you to borrow the money and pay it back, including principal, interest and fees. As you look at different financing options, you'll see the term APR. Learn what APR is and how it helps you to shop for a loan. 

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3/6/15  Credit 101Up Your Security IQ
Identity theft protection: Fraud alerts and credit freezes

In Part 3 if our series on identity theft, we review two of the ways you can reduce the chances that such financial fraud will occur: fraud alerts and credit freezes. Learn what these credit protection options do and how they differ. 

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2/23/15  Credit 101Getting Out of DebtHousingSavings & Retirement
This America Saves Week: Take Your Financial Future into Your Own Hands

We are pleased to participate in America Saves Week – a week dedicated to sharing ways for those in the Alliant family to save more than ever. Start now by reading through this article from Katie Bryan at America Saves to learn more about taking your financial future into your own hands.

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1/29/15  Credit 101Up Your Security IQ
Five tips on how to book and pay for a hotel

Vacationing at a hotel should be fun, with a minimum of hassles. But if you’re not in the know, you may encounter some snafus that will drain your pocket book and ruin your fun. Here are five tips to know about how to book and pay for a hotel.

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