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Posts in Credit 101

1/7/15  Credit 101Getting Out of Debt
Repairing your credit

Repairing your credit is a long process, but it is a rewarding one! Start today and kick your New Year off on the right foot.

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12/1/14  Credit 101Smart Spending TipsUp Your Security IQ
The best way to pay for a rental car: Credit card or debit card?

Not long ago there was just one way you could pay for a rental car – by credit card. Now, many car rental agencies let you book and pay for a car with a debit card. What are the pros and cons of using each kind of card? And which method of payment makes sense for you?

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11/1/14  Credit 101Getting Out of Debt
Will you find a credit card in a Millennial’s wallet? Not likely.

Look into a Millennial’s wallet and what are the odds that you’ll see a credit card? Only 37%! Millennials, after weathering the Great Recession and becoming averse to financial risk, generally see a credit card as a means to spend money they don’t have and a sure-fire way to go into deep debt. Meanwhile, in the long term, by not using credit cards as a credit building tool, they could be putting their future credit at risk. 

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10/7/14  Credit 101Savings & Retirement
Borrowing against your 401(k)

Learn some of the factors you need to consider if you are thinking of borrowing against your 401(k) plan:

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9/25/14  Credit 101Getting Out of DebtSmart Spending Tips
Controlling your “bad” debt

Learn what personal finance experts consider to be "good" and "bad" debt, and get some tips on how you can get your spending under control and reduce your bad debt. 

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9/2/14  Credit 101Getting Out of DebtSavings & Retirement
Recent college grads: Earn an A+ in handling your finances

Most students graduate from college without a money management course. Once they enter the “real world,” it’s time for them to master their finances and get smart about handling financial challenges. Here are some pointers to help young grads on the road to economic well-being. 

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