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Posts in Credit 101

3/24/15  Credit 101
Understanding APRs when shopping for a loan

When you’re shopping for a loan, it's important to understand how much it will cost you to borrow the money and pay it back, including principal, interest and fees. As you look at different financing options, you'll see the term APR. Learn what APR is and how it helps you to shop for a loan. 

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2/23/15  Credit 101Getting Out of DebtHousingSavings & Retirement
This America Saves Week: Take Your Financial Future into Your Own Hands

We are pleased to participate in America Saves Week – a week dedicated to sharing ways for those in the Alliant family to save more than ever. Start now by reading through this article from Katie Bryan at America Saves to learn more about taking your financial future into your own hands.

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1/29/15  Credit 101Up Your Security IQ
Five tips on how to book and pay for a hotel

Vacationing at a hotel should be fun, with a minimum of hassles. But if you’re not in the know, you may encounter some snafus that will drain your pocket book and ruin your fun. Here are five tips to know about how to book and pay for a hotel.

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1/7/15  Credit 101Getting Out of Debt
Repairing your credit

Repairing your credit is a long process, but it is a rewarding one! Start today and kick your New Year off on the right foot.

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12/1/14  Credit 101Smart Spending TipsUp Your Security IQ
The best way to pay for a rental car: Credit card or debit card?

Not long ago there was just one way you could pay for a rental car – by credit card. Now, many car rental agencies let you book and pay for a car with a debit card. What are the pros and cons of using each kind of card? And which method of payment makes sense for you?

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11/1/14  Credit 101Getting Out of Debt
Will you find a credit card in a Millennial’s wallet? Not likely.

Look into a Millennial’s wallet and what are the odds that you’ll see a credit card? Only 37%! Millennials, after weathering the Great Recession and becoming averse to financial risk, generally see a credit card as a means to spend money they don’t have and a sure-fire way to go into deep debt. Meanwhile, in the long term, by not using credit cards as a credit building tool, they could be putting their future credit at risk. 

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