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Posts in Credit 101

5/13/15  Credit 101Up Your Security IQ
Learn from my mistakes: tips to avoid credit card holds

Have you ever had a credit card declined when you knew for a fact that you were not even close to your credit limit? If so, it was probably because something made your bank or credit union suspect that the transaction was a fraudulent one. Learn more about a couple of situations that can trigger a transaction decline and how you can avoid them.

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5/12/15  Credit 101Smart Spending Tips
Avengers Assemble to activate (my bonus Alliant Rewards points)

One of our bloggers earned 1,000+ Rewards points on her Alliant Visa Platinum Rewards credit card when she saw the Avengers over its opening weekend. Learn how she activated this special offer and how you can sign up for email alerts of other special Rewards points offers. 

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3/24/15  Credit 101
Understanding APRs when shopping for a loan

When you’re shopping for a loan, it's important to understand how much it will cost you to borrow the money and pay it back, including principal, interest and fees. As you look at different financing options, you'll see the term APR. Learn what APR is and how it helps you to shop for a loan. 

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1/29/15  Credit 101Up Your Security IQ
Five tips on how to book and pay for a hotel

Vacationing at a hotel should be fun, with a minimum of hassles. But if you’re not in the know, you may encounter some snafus that will drain your pocket book and ruin your fun. Here are five tips to know about how to book and pay for a hotel.

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1/7/15  Credit 101Getting Out of Debt
Repairing your credit

Repairing your credit is a long process, but it is a rewarding one! Start today and kick your New Year off on the right foot.

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12/1/14  Credit 101Smart Spending TipsUp Your Security IQ
The best way to pay for a rental car: Credit card or debit card?

Not long ago there was just one way you could pay for a rental car – by credit card. Now, many car rental agencies let you book and pay for a car with a debit card. What are the pros and cons of using each kind of card? And which method of payment makes sense for you?

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