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Posts in Credit 101

12/6/18  Credit 101Up Your Security IQ
Identity theft protection: Fraud alerts and credit freezes

Get an overview of two of the ways you can reduce the chances you'll fall victim to financial fraud: fraud alerts and credit freezes. Learn what these credit protection options do and how they differ. 

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9/27/18  Credit 101
How to switch to a new credit card

Follow these tips to make your transition to a new credit card easier.

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8/9/18  Credit 101
When is your credit score pulled?

Check out this list so you’re never surprised by a credit inquiry.

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7/6/18  Credit 101Smart Spending Tips
What you need to know about card limits

Avoid potential roadblocks in the checkout line by learning about transaction limits for debit cards and credit cards.

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6/7/18  Credit 101Housing
How to pay for a large expense: personal loan vs. HELOC vs. credit card

When facing an expense that's bigger than your emergency fund, should you charge the expense on a credit card, pay with a home equity line of credit (HELOC) or apply for an unsecured personal loan? Learn the ins and outs of these three options to determine which loan best meets your financial needs.

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4/12/18  Credit 101Housing
Deciding between a cash-out refi or a home equity loan

When you need to access the equity in your home, a home equity loan, a HELOC and a cash-out mortgage refinance are all viable options. But what factors should you consider when choosing the loan option that's right for you?

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