The Money Mentor

Return to Blog Roll

Posts in Housing

6/7/18  Credit 101Housing
How to pay for a large expense: personal loan vs. HELOC vs. credit card

When facing an expense that's bigger than your emergency fund, should you charge the expense on a credit card, pay with a home equity line of credit (HELOC) or apply for an unsecured personal loan? Learn the ins and outs of these three options to determine which loan best meets your financial needs.

Read Full Article
4/12/18  Credit 101Housing
Deciding between a cash-out refi or a home equity loan

When you need to access the equity in your home, a home equity loan, a HELOC and a cash-out mortgage refinance are all viable options. But what factors should you consider when choosing the loan option that's right for you?

Read Full Article
3/31/18  Housing
Do I need private mortgage insurance?

Owning a home is a wonderful experience but purchasing a home can sometimes be stressful. Many questions arise when picking out a lender and a mortgage. Among those questions are what is private mortgage insurance and do you need PMI? Here is what you should know.

Read Full Article
3/19/18  Housing
Five unique renovation budget tips

Construction is just one component of a home improvement budget. Here are some renovation budget tips that go beyond the construction.

Read Full Article
2/13/18  Housing
4 tips for spring home buyers

Spring home buying season is gearing up! With these four tips guiding your prep work, you'll be ready to buy your dream home when you find it.

Read Full Article
1/18/18  Housing
6 first-time home buying tips for freelancers

Alliant’s lending experts offer their best advice for making your homeownership dreams come true.

Read Full Article