New Member Information | Alliant Credit Union

Welcome to Alliant

Learn how to access Alliant mobile and online banking, how to make payments and more.

Access your account in three easy steps

  1. Go to Alliant Online Banking or download the Alliant Mobile Banking App from the App Store or Google Play.
  2. Online Banking: Click on "New User Setup"
    Mobile Banking App: Click on "Enroll"
  3. Follow the prompts to begin.
set up online banking and mobile banking

Use Alliant mobile and online banking to:

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Move money

Pay bills or transfer money between Alliant accounts and to external accounts – all for free.

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Deposit on the go

Deposit checks instantly with our mobile app1.

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Stay alerted

Set up alerts to stay up to date on account activity.

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Get in touch with us

Send a secure message to Alliant.

Learn more about online banking and mobile banking.

3 ways to make deposits

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Set up direct deposit

Sign up for direct deposit of your payroll or government check. You’ll need Alliant’s routing number (271081528), your checking/savings account number and your account type. Fill out our convenient direct deposit form and give it to your employer.

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Deposit a check

Deposit a check using Alliant mobile banking, or go to a deposit-taking ATM.2

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Transfer money into your new account

Use Alliant mobile or online banking to schedule a transfer from an external account to your Alliant account. Or set up a transfer into your new Alliant account (Alliant's routing number is 271081528) using your other bank's online or mobile banking.

IMPORTANT: During the first 30 days your account is open, special rules about funds availability will apply. Checks deposited into new accounts will be available on the 7th business day.3 New member funds are held for security purposes, to better protect Alliant members from fraud.

A few ways to pay an Alliant loan or credit card

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Pay through Alliant

Use Alliant mobile or online banking to schedule a one-time or recurring payment from your Alliant account, or from an external account.

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Pay through another bank

Schedule a payment to your Alliant loan from your external bank using that bank's website.

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Schedule Bill Pay4

Schedule one-time or recurring payments from your Alliant checking account.

Set up Alliant Checking

Start taking advantage of Alliant High-Rate Checking
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Qualify to earn high rates5

  1. Opt into eStatements in Alliant Online Banking.
  2. Make one electronic deposit into checking each month (direct deposit, ATM deposit, mobile check deposit or transfer from another financial institution).
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Use Alliant Bill Pay

Set up recurring payments for all of your bills, all from Alliant mobile or online banking.

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Activate your debit card

Activate your card in our mobile app or online banking, or by calling the number on the card's sticker.

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Mobile Wallet

Add your new debit card to mobile wallets like Apple Pay, Google Pay, Samsung Pay, PayPal, and Venmo.6


How do I find an ATM?

Use our ATM locator to find one of our 80,000+ surcharge-free ATMs near you, including deposit-taking ATMs.

How do I add a joint owner to my account?

Log into online banking, click “My Profile & Settings” and select “Joint owner management.” Follow the steps to add your joint owner. Or, download, complete and mail us a joint account membership form. Be sure to let your joint owner know that Alliant will be reaching out to verify their identity before adding them to the account.

How do I set up direct deposit with my employer?

If your human resources department offers direct deposit, ask them for their direct deposit form. You’ll typically need to provide them with Alliant’s routing number (271081528), your checking/savings account number and your account type. You can also set up direct deposit using this direct deposit form.

How long does it take to get a debit or credit card?

It typically takes 7-10 business days from your application being approved to receive your Alliant Savings ATM card, Alliant Checking debit card or Alliant Visa credit card in the mail. If you need it faster, we offer a fee-based expedited service. You can order new or replacement cards in Alliant online banking; just select your account and click "Manage Card" (debit card) or "Manage Account" (credit card). Or, in the Alliant mobile app, select "More," then "Card Management."

What types of ATM transactions are eligible for an ATM rebate?

When you use an Alliant Checking or Teen Checking debit card, deposits, withdrawals (including international), transfers or balance inquiries are all eligible for ATM rebates up to $20 per month. Alliant will deposit the rebate into your checking account at the end of the day. International withdrawals will still be subject to Visa’s 1% foreign transaction fee.

Do I have a mobile deposit limit?

Your current mobile deposit limit will appear below the amount field once you select an account in the Alliant mobile app. Your deposit limits can vary based on your eligible accounts. For more information, tap the “question mark” icon at the top of the mobile deposit screen when in the mobile banking app.