Get free checking plus $20 back on out-of-network ATM fees monthly.
Earn rewards, get cash back or take advantage of a low standard variable rate.
Combining your student loans could get you a lower interest rate.
Alliant exists solely to serve our members, not stockholders.
Earn 1.16% APY on your money with an Alliant High-Rate Savings Account.
Manage every aspect of your banking experience with quick and secure Alliant Credit Union Online Banking
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The Alliant Budget & Planning Tool shows you the categories you spend the most on (dining out, groceries, travel, etc.) as well as helps you visualize your revolving cash flow and net worth.
You can also access the tool through our Alliant Mobile Banking App which is available on smartphones and tablets using Apple iOS or Google Android™. If you have a different device, please use our mobile optimized website.
To get started log in to Online Banking.
Transfer money between your Alliant accounts, other member accounts and accounts at other financial institutions
Schedule your transfers as one time, future or recurring. Note: Transfers between your accounts or between accounts of other Alliant members are effective immediately unless you select “recurring”.
For checking accounts, there are no limits on the number of transfers you can make in a calendar month.
For savings accounts, you can make up to 6 preauthorized, automatic, telephone, electronic or audio response transfers to another account of yours or to a third party during a calendar month per federal regulations. Of these 6, you can make no more than 3 transfers to a third party by check or debit card. A preauthorized transfer includes any arrangement with us to pay a third party from your account upon oral or written orders including orders received through the automated clearing house (ACH). You can make unlimited transfers at an ATM, in person at a Service Center, through the mail or to any Alliant Credit Union loan. However, we may refuse or reverse a transfer that exceeds these limitations and may suspend or close your account.
You will need to go through a setup verification process before you can make the first transfer to & from another financial institution. Please note ACH transfers are not immediate and follow the Automated Clearing House (ACH) network timeline and cut off times.
A wire transfer can also be used to move money between financial institutions or between you and another business or person electronically. Although a wire transfer is faster, you will be charged a fee for any outbound wire transfer. Alliant charges $25 for an outbound domestic wire transfer and $50 for an outbound international wire transfer. There are no limits to the amount or number of wire transfers; however, you will be charged for each one separately. Inbound wire transfers are free.
If you initiate an ACH transfer through Alliant online banking before 12:00 pm (Noon) CT on Monday from your Alliant account, the funds will be drawn on or around 12:00 pm (Noon) CT on Monday and will post to your other financial institution's account on Tuesday morning.
Standard ACH Transfer to Alliant
If you initiate an ACH transfer to Alliant before 12:00 pm (Noon) CT on Monday from an account at another financial institution, funds will post to your Alliant account by 9:00 am CT on Tuesday morning. Funds should also be drawn from your account at the other institution on Tuesday morning. (Previously the transfer would have posted on Wednesday.)
Same-Day ACH Transfer to Alliant
If you initiate a Same-Day ACH transfer to Alliant before 1:45 pm CT on Monday from an account at another financial institution, funds will post to your Alliant account by 5:00 pm CT on Monday afternoon. Funds should also be drawn from your account at the other institution on Monday before 5:00pm.
Since 2003, Alliant has been protecting today's and tomorrow’s members by providing all members with secure online statements (eStatements). These PDF files contain all the same information as paper statements and look just like your printed statement. The only difference is they are delivered securely through Online Banking instead of through the mail.
Once you sign up for eStatements, make sure you take advantage of these benefits:
An Alliant checking account is required for use with Alliant Bill Pay. There are no fees to maintain a Bill Pay account. However, if incurred, applicable fees will apply. Please refer to the Alliant Fee Schedule for a complete list of these types of fees.
As a valuable part of membership, Alliant provides members their credit score free of charge
Your credit score is a key indicator of your creditworthiness, representing the likelihood to meet or become delinquent on a credit obligation in the future. A high credit score may save you thousands of dollars in interest and premiums if you’re in the market to open a credit card, get a loan, and obtain insurance. Use this credit score to help you monitor and improve your credit worthiness.
We will update your credit score quarterly. This is not a hard pull and will not impact your credit rating. Not all members will have their credit score displayed in Alliant Online Banking. You can opt out at the credit scores details page on Alliant Online Banking.
Keep in mind, there are many different credit scoring systems with different scales; a “good” credit score depends on the scoring system. The credit score displayed in Alliant Online Banking is VantageScore®. It was developed by the three national credit reporting companies (Experian, Equifax, and Trans Union). Unlike other scoring models, the VantageScore uses one set of calculations for all three bureaus, resulting in a more uniform and consistent score. This model weighs your payment history, credit utilization, outstanding balances, depth of credit, recent credit, and available credit to calculate your credit score.
Regardless of the model’s score range, higher scores indicate to lenders that you’re a less risky borrower, while lower scores indicate that you’re an increased risk.
1 QuickBooks and Quicken are registered trademarks of Intuit. Microsoft Money is a registered trademark of Microsoft.
2 Not all members will have a credit score displayed. Refer to the Frequently Asked Questions on the credit score page for more information.
3 Surcharge-free ATMs include Alliant-owned ATMs and ATMs that are part of the Alliance One, Allpoint, Bank of the West, CO-OP Network, Credit Union 24 CU Here and Publix Presto networks. Transactions performed at other ATMs may be subject to the ATM owners surcharge fee. Not all ATMs accept deposits. Please see our online ATM Locator for a list of ATMs that accept deposits or are surcharge-free.
4 You must meet certain criteria to qualify for eDepositPlus. Alliant eDepositPlus services provide for immediate access to funds from checks deposited online, up to your available eDepositPlus limit. Funds deposited to your account may not be available immediately based upon check hold policies. Alliant members who qualify for eDepositPlus will see the “Deposit Checks Online” link on the right side after logging in to Alliant Online Banking. Members who qualify for eDepositPlus services will be able to enroll immediately.
I had the best online banking with Alliance for the long time. First experience not able to process an online transaction.....unable to add a new payee online and no instructions how to do it? Is this do to a new update!!!! Possible....the old website had no issues al all!!!! Always had a 5 from me....this time you get a 4...can be lower .....my online banking is very important to me..
Always first rate service. As with any new website you just have to work with it for a bit to become familiar. I think it is a great improvement. Fresh look. Updated so better organized.
what happened to my credit union? I have been a member for 35 plus years, and nothing but complete satisfaction - now what has happened, and why has it happened? the old website for on-line banking was quite satisfactory, now for some reason someone decided to change things around to a "new and improved (???) site; well i for one find it somewhat disorganized and not very user friendly! oh the good old days...
i hate this new website! it sucks.
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