Get on the open road with an RV loan

Experience the ultimate freedom that a recreational vehicle provides with low RV loan rates from Alliant. 

Women with an RV and happy with their RV loan and RV loan rate
The Run Down
  • Competitive credit union rates
  • RV financing for full-timers, too
  • Loans up to $300,000 and terms up to 20 years55
  • Refinance your higher RV loan rate and save
  • No prepayment penalties. Reduce your interest by paying early
  • Get preapproved for better negotiating power with RV dealers
  • Same day approval in most cases
4.24 %
As Low As
120 mo. Max Term

APR=Annual Percentage Rate.55 APRs shown above are stated as low as and may vary based on factors such as make, model, and year of the vehicle, payment method, creditworthiness, and ability to repay.

View All RV Loans Rates

Earn 0.55% APY on your savings!63

That's 7x the national bank average!71

Learn more about savings

CNBC Best Credit Unions

"Best Credit Unions"

Business Insider Best Banks of 2022

"Best Banks of 2022"

Money Best Account Fees

"Best Account Fees"

When you’re preapproved you hold the keys

How does being preapproved help you? When dealers see that you’re preapproved, they know you're a serious buyer. They’ll be ready to make a deal to get your business and you can be confident knowing that you have a low-rate financing option with Alliant.

Get on the road quicker and easier with a preapproved RV loan.
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Enjoy your life on the road

Whether you’re looking for a weekend getaway vehicle or a lifestyle change, an Alliant RV loan could get you closer to your destination. We offer competitive loans up to $300,000 and terms up to 20 years. Your next adventure is closer than you think with same day RV loan approval in most cases.

The RV loan application process

How do Alliant Credit Union RV Loans work? Find out below:

  1. Submit an application

    To get the loan process started, first submit an online loan application. You can also apply by calling 800-328-1935 (available 24/7)

  2. Get preapproved

    We will process your application and notify you when your preapproval is completed, usually the same day.

  3. Negotiate the best deal

    Be sure to bring your preapproved loan to the dealer, as this will give you maximum leverage and help you negotiate the best deal.

  4. Complete your loan documents

    Once the deal is finalized, send us the purchase agreement and we can finalize your loan documents using DocuSign.

  5. Finalize your RV financing

    We'll send the funds for free via FedEx 2-business day shipping. Contact your loan consultant if you want it to arrive sooner for a fee - FedEx Overnight Shipping for $18 or FedEx First Overnight Shipping for $22.

RV Loan Rates

APR Term
4.24% 120 months
4.49% 144 months
4.74% 180 months
5.24% 240 months

APR=Annual Percentage Rate55. APRs shown above are stated as low as and may vary based on factors such as make, model, and year of the vehicle, payment method, creditworthiness, and ability to repay.

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RV loan FAQs

How can being preapproved help me when I’m vehicle shopping?

Being preapproved helps you focus on negotiating the best price, knowing that you won’t end up with high rate financing when you close the deal. Plus, dealers tend to take people more seriously when they come in with preapproved financing because it means you’re ready to do business and not just “window shopping.”

How fast can I be approved for a vehicle loan? Can I be approved the same day that I apply?

In many cases, your loan may be approved the same day that you apply. We understand that sometimes the vehicle-buying process is urgent. Our loan specialists will answer your questions and help expedite the simple application and approval process.

Can I pay off my loan quicker than the payment schedule?

Yes. At Alliant, there are no prepayment penalties for paying off your loan faster than your payment schedule. In fact, it’s a great way to save on interest over the long run.

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