With no monthly service charges and money back on ATM fees, Alliant High-Rate Checking really pays.
Get a rate discount with our Car Buying Service, then save on repairs with our Vehicle Service Program.
Earn up to 2.45% APY without market risks!57
We offer award-winning online kids savings and teen checking accounts (plus, great products for parents too!)
Alliant returns profits to our members through higher savings rates, lower loan rates, and fewer fees. And we make it easy to bank with 24/7 account access.
Access anywhere with Alliant Mobile and Online Banking
Earn more on your money with no maximum balance limit
No monthly fee if you elect eStatements
Just $5 initial deposit required (and we'll pay it for you!)
Make deposits and withdrawals at thousands of ATMs nationwide
Rate 5x the national average69
No monthly service fee19 or minimum balance requirements
Over 80,000 surcharge-free ATMs59
Out-of-network ATM fee rebates up to $20/month (excludes 1% Visa foreign transaction fee)19
Easy-to-use online banking and mobile banking app
Free Visa® debit card and first box of checks
Courtesy Pay and Overdraft Protection19
Note: Alliant does not offer business checking accounts
Low minimum deposit of only $1,000; no maximum.57
Dividends compounded every month and at maturity57
Give your account a nickname to remind you what you’re saving for
Reach your goals faster with rates that are 17.3x higher70 than bank industry averages
Open multiple supplemental saving accounts
Make deposits via Alliant Mobile Banking
No matter your dream, there are no maximum balance limits24
No monthly fees when you select eStatements72
Perfect savings account for kids 12 and younger
Joint ownership for parents, grandparents or guardian (joint owner must be an Alliant member)
Review balances and transfer money in online banking and mobile banking
We'll pay the $5 initial deposit22 to get your child started!
Members between 13–17 years old are eligible for a teen checking account
Joint ownership for parents (joint owner must be an Alliant member)
No minimum or maximum balance and no monthly service fee78
Easily manage money through mobile and online banking
ATM rebates up to $20/month for out-of-network ATMs78 (excludes 1% Visa foreign transaction fee)
Visa ® debit card – one for you and one for your teen – and one box of checks (with your name and your teen's)78
No contribution limits
Earnings are taxed at the child's rate - typically lower than the parents' rate
Just $5 initial deposit required — and we will pay it for you!
Above-market average dividends21 paid monthly for accounts with average balances of $100 or more
No maximum balance