Bank like a financial pro with the Alliant mobile app. Make payments, deposit checks, manage cards and so much more.
Renovate your kitchen, pay off high-interest debt, or have access to emergency funds when you need it with an Alliant Home Equity Line of Credit.
Browse new and used vehicle inventory, and qualify for a rate discount when you buy!81
Separate each of your savings goals into an Alliant Supplemental Savings Account so you can visualize your progress.
Help your teen learn responsible financial habits now, without worrying about overspending in the process.
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Best Teen Checking Account
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Supercharge your teen checking account! To earn our great interest rate each month, simply opt in to eStatements and have at least one electronic deposit to your teen checking account.61 Learn more about high-rate checking.
Wave goodbye to monthly service and minimum balance fees, and say hello to 80,000+ fee-free ATMs and $20/month in ATM fee rebates. Please review our simple fee schedule with your teen to help them understand how to avoid fees.
Daily debit card limits provide peace of mind and curb splurges. Teen checking daily limits are $500 in cash ATM withdrawals, $500 in debit card PIN-based purchases and $5,000 in debit card signature-based purchases. Plus, adult joint owners have full account access and can set up transaction alerts to monitor their teen's spending.
It's easy to move money from your Alliant account to your teen's, whether it's a one-time transfer or recurring transfers, like their weekly allowance. Standard ACH transfers are free, and only the adult joint owner can set up outgoing transfers.
Simply tap your contactless debit card when paying for clothes, pizza and even gas! It’s fast and easy, and your account is covered with state-of-the-art fraud protection. Learn more ways to use your new debit card
Your teen's smartphone and the Alliant Mobile Banking App make account management and budgeting simple. They can even leave their debit card at home, because it's compatible with digital wallets like Apple Pay™, Samsung Pay™, Google Pay™ and other payment apps like PayPal, Venmo and Cash App.
Help your teen review their spending patterns with Alliant's online and mobile banking. By checking their transaction summary monthly, you can help them determine which purchases have the highest reward, making it easier to budget and adjust their spending.
What's the key to teaching your teen smart money management skills? It's talking to them about money and giving them increased responsibility for managing their spending in their own bank account for teens.
Ready to get started? Apply from your smartphone or computer, 24/7.
Fill out the Teen Checking application online. Joint owner not already an Alliant member? Joint owner will open a separate membership and savings account as part of the application process.
Once the application is approved, the teen can use their own information to setup a user name and password for their Alliant online banking account.
Setup recurring transfers to the Teen Checking Account using Alliant online banking or the mobile app.
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Non-standard service fees may apply, please view our full fee schedule. Fees subject to change.
Members who are 13–17 years of age are eligible to open an Alliant Teen Checking Account.
Yes, joint owners can view your teen’s checking and savings accounts once given access. To view Alliant joint account(s) within online banking, the primary account owner must first give access.
For teen checking accounts, your teen should log in to Alliant Online Banking, then click into their Alliant Teen Checking account in the left sidebar of the main My Accounts page.
1. Select “Account Details.” 2. Select “Manage Joint Owners.” 3. Select “Manage Online Access.” 4. Follow the onscreen prompts to select the account(s) your teen would like you to have access to. 5. Click “Update.”
After your teen completes the above steps, you can view your teen's checking account by logging into your Alliant Online Banking.
You can create a login to access the Teen Checking Account in online banking and the mobile app. When you set up your Alliant Online Banking credentials, you should use the minor’s information when setting up the teen checking account. If you opened your account over 30 days ago, you will need the membership number (10 digits), which was mailed with the welcome letter after becoming a member. Once your teen creates a login for their checking account, they will need to set grant your access to view their account within your Alliant Online Banking Account.
You can transfer funds to your teen’s account by using our “Transfer Money” feature within Alliant Online Banking. Transfers can be made member-to-member or to external accounts and can be scheduled as one-time of as recurring transfers.
If your debit card was lost or stolen, please call us at 800-328-1935 (24/7). For international callers, contact us at 773-462-2000 (24/7). You can also report a lost or stolen debit card by logging in to your secure Alliant online banking account or the Alliant mobile banking app.
Yes, but you must meet two simple requirements monthly to qualify. If you don’t fulfill each requirement monthly, you won’t earn high-yield checking interest for that month. Requirements include:
1. Opt out of paper statements and start receiving free eStatements.
2. Have at least one of the following recurring monthly electronic deposits to your Alliant Teen Checking Account: Direct deposit, monthly ATM deposits or transfers from another financial institution into your Alliant account. Transfers between your Alliant accounts do not qualify as an electronic deposit.
An Alliant Teen Checking account must be opened as a joint account with a parent or guardian. It offers many of the same features as our regular checking account, but it offers greater peace of mind for parents or guardians through a variety of controls.
The Alliant Teen Checking Accounts will automatically convert to a regular Alliant Checking Account once the accountholder turns 18. The existing joint owner(s) will continue to remain as joint owner(s) unless they are specifically removed by the primary owner. We'll send a new debit card, which should be activated as soon as possible. The debit cards for the teen account should be shredded, as they will be deactivated shortly after the teen's birthday. At account conversion, the daily ATM Debit Card spending and withdrawal limits will be increased to the regular checking account limits.
Alliant deposit accounts are federally insured up to $250,000 by the NCUA. To learn the details of funds coverage, visit the NCUA page on the Alliant website.
You are leaving Alliant’s website to enter a website hosted by an organization separate from Alliant Credit Union. The products and services on this website are being offered through LPL Financial or its affiliates, which are separate entities from, and not affiliates of, Alliant Credit Union.The privacy and security policies of the site may differ from those of Alliant Credit Union.
You are leaving an Alliant Credit Union website and are about to enter a website operated by a third-party, independent from Alliant Credit Union. Alliant Credit Union does not manage the operation or content of the website you are about to enter. Alliant Credit Union is not responsible for the content and does not provide any products or services at this third-party website. The privacy and security policies of the site may differ from those of Alliant Credit Union.
