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Account Basics
Wire Transfers
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Loan Product Fees

Fees

Effective Date: October 2022

The following fees amend your Alliant Credit Union Account Agreement and Disclosures (PDF). These fees may be assessed against your account, if applicable. Fees below are per occurrence or per document copy. Fee Schedule (PDF)

Account Basics

Debit Card Visa International Assessment (ISA)/Foreign Transaction Fee 1%
Replace Lost Card (Debit or Savings ATM Card) Free
Stop Payment FREE
Return Deposit Item $15
Paper Account Statement (for savings account only) $1
Non-Sufficient Fund (NSF) Item FREE
Collections $29
Inactivity Fee (for savings account only) $10
Dormant Account (for savings account only) $10
Deposit of Check Drawn on a Non-U.S. Bank - including Canadian $35
Courtesy Pay Fee FREE
Document Copy $5
ACH initiated via Alliant Online Banking Free
Account Maintenance/Research Upon Member Request (per hour) (1 hour min.) $25
Account Closed within 90 Days of Opening $10
Third Party Share Drafts first 3 per day are FREE, $2 each thereafter
First Box of Checks When Opening New Checking Account Free
ATM Transaction free
Top

Wire Transfers

Wire Transfer (incoming) Free
Foreign Wire Transfer (outgoing) $50
Domestic Wire Transfer (outgoing) $25
Top

Mail Services

Priority Mail Services $18 FedEx Overnight Shipping & $22 FedEx First Overnight Shipping
Top

Loan Product Fees

Home Equity Processing (more than $250,000) $1,000
Copy of Loan File - Fixed Only $25
Verification of Mortgage - Fixed Only $10
Vehicle Service Agreement Transfer $40
Reconveyance - CA Fixed Only $45
Payment History - Fixed Only $5
Partial Release $200
Payoff Statement Fax - Fixed Only $10
Payoff (Demand) Statement (except CA and AZ) $35
Payoff (Demand) Statement (CA and AZ Only) $30
New York Assignments $570
Mortgage Preapproval up to $50
Mortgage Rate Modification (0.50% of principal balance) $500-$3,000
Mortgage Payment Modification $250
Home Equity Products Subordination $150
Home Equity Loan Rate Modification $250
Duplicate Release $25
Copy of Mortgage Documents - Fixed Only $5
Amortization Report $15
Line of Credit Advance $3
ACH initiated via Telephone $10
Home Equity Loan Processing (up to $250,000) FREE
Top

Note: Loans are subject to additional fees. For complete fees refer to loan documents. For Visa® credit card fees, refer to the Visa® credit card disclosures and agreements.

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41. Fee schedule. Fees subject to change.

 
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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government NCUA National Credit Union Administration, a U.S. Government Agency
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You are leaving an Alliant Credit Union website and are about to enter a website operated by a third-party, independent from Alliant Credit Union. Alliant Credit Union does not manage the operation or content of the website you are about to enter. Alliant Credit Union is not responsible for the content and does not provide any products or services at this third-party website. The privacy and security policies of the site may differ from those of Alliant Credit Union.

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You are leaving an Alliant Credit Union website and are about to enter a website operated by a third-party, independent from Alliant Credit Union. Alliant Credit Union does not manage the operation or content of the website you are about to enter. Alliant Credit Union is not responsible for the content and does not provide any products or services at this third-party website. The privacy and security policies of the site may differ from those of Alliant Credit Union.

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