Fees

Effective Date: May 2018

The following fees and transaction limitations amend your Account Agreement and Disclosures (PDF). These fees and limitations MAY be assessed against your account if applicable. Fee Schedule (PDF)

Account Basics

Replace Lost Card (Debit or ATM Card) Free ($10 fee may be charged for excessive losses)
Stop Payments (checks and ACH) - submitted in writing or verbally $25
Stop Payments (checks) - submitted via Alliant Online Banking or Phone Banking Free
Return Deposit Item $15
Paper Account Statement Fee (each) $1
Non-Sufficient Fund (NSF) Item (each) $25
Manually Paid Checks and ACH Items $5
Collections Fees (per item) $29
Line of Credit Advance (per occurrence) $3
Inactivity Fee $10
Dormant Account Fee $10
Deposit of Check Drawn on a Non-U.S. Bank - including Canadian $35
Courtesy Pay Fee (per occurrence) $28
Document Copies (per document) $5
ACH initiated via Telephone (per occurrence) $10
ACH initiated via Alliant Online Banking Free
Account Maintenance Upon Member Request (1 hr min) (per hour) $25
Account Closed within 90 Days of Opening $10
Third Party Share Drafts (3 per day) Free ($2 each thereafter)
1st Box of Checks when opening a new Checking Account Free
ATM Transactions free
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Wire Transfers

Wire Transfer (incoming) Free
Foreign Wire Transfer (outgoing) $50
Domestic Wire Transfer (outgoing) $25
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Mail Services

Priority mail services Prices start at $18
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Loan Product Fees

Home Equity Processing Fee(more than $250,000) $1,000
Copy of Loan File - Fixed Only $25
Verification of Mortgage - Fixed Only $10
Vehicle Service Agreement Transfer Fee $40
Reconveyance Fee - CA Fixed Only $45
Payment History - Fixed Only $5
Partial Release Fee $200
Payoff Statement Fax Fee - Fixed Only $10
Payoff (Demand) Statement Fee (except CA and AZ) $35
Payoff (Demand) Statement Fee (CA and AZ Only) $30
New York Assignments $570
Mortgage Preapproval Fee up to $50
Mortgage Rate Modification (0.50% of principal balance) $500-$3,000
Mortgage Payment Modification $250
Home Equity Products Subordination Fee $150
Home Equity Loan Rate Modification (per occurrence) $250
Duplicate Release Fee $25
Copy of Mortgage Documents - Fixed Only (each) $5
Amortization Report $15
Home Equity Loan Processing Fee (up to $250,000) FREE
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Note: Loans are subject to additional fees. For complete fees refer to loan documents. For Visa® credit card fees, refer to the Visa® credit card disclosures and agreements.