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Account Basics
Wire Transfers
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Loan Product Fees

Fees

Effective Date: May 2025

The following fees amend your Alliant Credit Union Account Agreement and Disclosures (PDF). These fees may be assessed against your account, if applicable. Fees below are per occurrence or per document copy. Fee Schedule (PDF)

Account Basics

Account Maintenance/Research Upon Member Request (per hour) (1 hour min.) FREE
ACH initiated via Alliant Online Banking FREE
ATM Transaction FREE
Courtesy Pay Fee FREE
Debit Card Visa International Assessment (ISA)/Foreign Transaction Fee 1%
Deposit of Check Drawn on a Non-U.S. Bank $35
Document Copy FREE
Dormant Account (for savings account only) $10
First Box of Checks When Opening New Checking Account (Ordered within the first 12 months) FREE
Garnishments/Levies/Citations $29
Inactivity Fee (for savings account only) $10
Non-Sufficient Fund (NSF) Item FREE
Paper Account Statement (for savings account only) FREE
Replace Lost Card (Debit or Savings ATM Card) FREE
Return Deposit Item FREE
Stop Payment Free
Top

Wire Transfers

Domestic Wire Transfer (outgoing) $25
Foreign Wire Transfer (outgoing) $50
Wire Transfer (incoming) FREE
Top

Mail Services

Priority Mail Services $18 FedEx Overnight Shipping & $22 FedEx First Overnight Shipping
Top

Loan Product Fees

ACH initiated via Telephone FREE
Consumer Lending HELOC - Loan Overlimit $25
Early Termination $200
Existing Alliant HELOC Refinance Fee $250
HELOC - Annual Fee $50
Home Equity Processing (more than $250,000) $1,000
Home Equity Products Subordination $150
Late Fee See Loan Agreement, can vary by state
Payoff (Demand) Statement (CA and AZ Only) $30
Payoff (Demand) Statement (except CA and AZ) $35
Top

Note: Loans are subject to additional fees. For complete fees refer to loan documents. For Visa® credit card fees, refer to the Visa® credit card disclosures and agreements.

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41. Fee schedule. Fees subject to change.

 
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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government NCUA National Credit Union Administration, a U.S. Government Agency
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