We’ll pay you back up to $20/month in ATM charges if you use an out-of-network ATM to access your checking account.
Want a low rate? High rewards? A prestige cashback card? We’ve got the right card for your needs.
Simplify your life and save money when you refinance.
Alliant returns profits to our members through higher savings rates, lower loan rates, and fewer fees. And we make it easy to bank with 24/7 account access.
Teen Checking – with smart limits and parental monitoring – helps you teach money skills.
Quickly build your savings with rates 16.7x the bank industry average!71
With an average daily balance of $100 or more. APY= Annual Percentage Yield.63
Our mobile app gives you access to your Alliant Account in the palm of your hand.
Download the Mobile App
"Best Savings Accounts 2018" - NerdWallet
"Best Savings Accounts 2018" - WalletHub
"Best Online Savings Accounts 2017" - MagnifyMoney
Conveniently manage your money via Alliant Mobile Banking, Alliant Online Banking or one of 80,000+ in-network ATMs. Or, call us at 800-328-1935.
Use your smartphone and Alliant Mobile Banking to make deposits from anywhere.
Easily move money between your Alliant online savings account and your other accounts, including accounts outside Alliant.
Once you're an Alliant member, save for specific goals and earn Alliant's high rates by opening up to 19 online savings accounts (called "supplemental savings accounts").
You’re in luck — as long as you meet any one of the five requirements, you are eligible to open an Alliant savings account, either online or by phone. Membership lasts a lifetime, is available to your entire family and represents a share of ownership in Alliant.
When you select this option, Alliant will make a one-time $5 support payment to FC2S on your behalf.
Identify your employer from the list of select organizations.
Select "Relatives of existing Alliant members" in the Alliant member application, then enter your relative's information.
Identify your organization from the list of eligible organizations in Alliant's member application.
If you live or work in a qualifying Chicagoland community, identify it on the list within the application.
Ready to get a high rate on our online savings account? Apply from your smartphone or desktop, 24/7.
Apply Online for Alliant Membership
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Non-standard service fees may apply, please view our full fee schedule. Fees subject to change.
The minimum balance to keep your savings account open is $5. To earn interest, you must maintain a daily average minimum balance of $100. Alliant interest is paid monthly.
Federal regulations limit pre-authorized withdrawals to six per month per savings account.
The only difference is that a supplemental savings is an additional savings account. You can name each account based on your specific financial goals — saving up for a vacation, wedding, emergency fund, etc. — allowing you to more easily track your progress toward that goal.
Supplemental Savings Accounts can be opened in just a few easy steps in Alliant Online Banking. These accounts, dedicated to a particular financial need (emergency fund, holiday gifts, weddings, vacations, etc.), are a great way to reach your savings goals.
To optimize your savings, set up automated recurring transfers to your new account. Just select Transfer Money and indicate the account you want the money transferred from.
Please note that while there is no minimum balance required to keep your account open, you need to maintain an average daily balance of $100 to be eligible for dividends on your account.
The minimum balance to keep your savings account open is $5.
Yes. You can have up to 19 supplemental savings accounts.
Your current mobile deposit limit will appear below the amount field once you select an account. Your deposit limits can vary depending on your eligible accounts. For more information, tap the note icon at the bottom of the deposit screen.
You can quickly access Alliant’s massive network of surcharge-free ATMs by visiting our website. Find an ATM here.
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