Earn more interest with a high yield savings account

Quickly build your savings with rates 15x the bank industry average!71

Couple in kitchen looking at computer
The Run Down
  • Bank anytime, anywhere with Alliant Mobile and Online Banking
  • Earn our best rate on all of your money with only a $100 minimum balance63
  • No monthly fee if you elect eStatements
  • Access to thousands of fee-free ATMs nationwide59
  • Having a credit union savings account makes you a member and owner, not just a number
3.10 %
APY 63
3.06 %

With an average daily balance of $100 or more. APY= Annual Percentage Yield.63 

The perfect account combo is calling your name

Our High-Rate Checking account is the perfect complement to your savings account, offering you more ways to manage your money without the sneaky fees.

Learn more

Why savers choose Alliant

Best Savings Account

2023 Best Savings Account

2024 Best Credit Union

Bank on your terms with Alliant's high interest online savings account

Access your money

Use our award-winning online and mobile banking whenever and wherever you want. Plus, with 80,000+ in-network ATMs nationwide, you’re never far from your money when you need it.

Grow your money

Earn more with 3.10 % APY63 (that’s 15x the bank industry average!71). And with fewer fees, rest easy knowing your money will stay your money.

Move your money

Easily transfer money between your Alliant online savings account and your other accounts, including those outside Alliant. Plus, deposit checks from anywhere with the Alliant mobile banking app.

Track your money

Open up to 19 supplemental savings accounts for free to track each of your savings goals. Each account has the same great rate and perks as your main savings account!

A credit union savings account that does things differently

When you join Alliant, you become a member and an owner, not just an account number. We’re 100% digital and not-for-profit, so we can reward our members by offering a high savings rate, top-notch support, convenient perks and fewer fees.

How to open your Alliant High-Rate Savings Account online

Ready to get a high rate on our online savings account? Apply from your smartphone or desktop, 24/7.

Gather your personal info, including your government-issued ID and Social Security (or ITIN) number.

Fill out your online application, which includes funding your account.

Once your application is approved, set up recurring transfers via Alliant Mobile or Online Banking.

High interest savings account rate

3.10 %
APY 63
3.06 %

High yield savings FAQs

Do I have to maintain a minimum balance to have a savings account or to earn interest?

The minimum balance to keep your savings account open is $5. To earn interest, you must maintain a daily average minimum balance of $100. Alliant interest is paid monthly.

Do I have a mobile deposit limit?

Your current mobile deposit limit will appear below the amount field once you select an account. Your deposit limits can vary depending on your eligible accounts. For more information, tap the note icon at the bottom of the deposit screen.

How do I find an ATM in the Alliant network?

You can quickly access Alliant’s massive network of surcharge-free ATMs by visiting our website. Find an ATM here.

What is an Alliant Savings ATM Card?

An Alliant Savings ATM Card is an EMV chip card that can be used at ATMs to give you access to the funds in your Alliant Savings Account. Alliant Savings ATM cards are issued only to members who do not have an Alliant checking account debit card. Please refer to our Alliant Savings ATM Card frequently asked questions.

Are my account funds insured to protect me from loss?

Alliant deposit accounts are federally insured up to $250,000 by the NCUA. To learn the details of funds coverage, visit the NCUA page on the Alliant website

Want to know more about this product? Search our friendly help guide!