Simplify car shopping with Alliant’s car buying service

Find your perfect vehicle, minus the hassle—plus get 0.50% off your Alliant auto loan rate. 81

Find Your Car Now

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Best Auto Loan Rates: Best for Fast Funding

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Car Buying Service Features

Search and compare top brands from your couch

Take advantage of our convenient and complimentary car buying service to find the perfect new or pre-owned vehicle through a nationwide network of Certified Dealers dedicated to saving you time and money.

Love it? Lock in your price

See real prices, real savings, and CARFAX reports on most pre owned cars—all upfront.

Shopping new? Build your car, then build your deal: The average Alliant member saves $2,797 off MSRP!1

Get 0.50% APR discount with an Alliant auto loan

Apply for an Alliant auto loan using the 3 simple steps below. Then head to the dealer confidently knowing exactly what you’ll pay.81

Get to your dream car faster with Alliant + TrueCar

Use powerful research tools

Learn what others paid, see pictures, read reviews, and check your trade-in value. Knowledge is power and the power is in your hands when you use the car buying service.

Access our trusted network

Search for vehicles from our nationwide network of trusted dealers. Plus, get a free CARFAX report on the vehicle if you’re buying pre-owned.

Get guaranteed savings

For no cost, get a certificate that locks in the price you’ll pay for your new or used car. With zero haggling, the average member saves $2,797 off MSRP!1

Before you head to the dealership, put yourself in the driver’s seat

With an Alliant auto loan, buying and financing a car is as easy as 1-2-3.

Find your vehicle and get preapproved for maximum leverage

Shop new and used vehicles with the Alliant Car Buying Service. Then submit an online loan application or apply by phone at 800-328-1935. You pick the term that works best for your monthly budget. We will process your application and notify you when your preapproval is completed, usually on the same day.

Bring your preapproved loan to the dealer

Your preapproved Alliant loan helps you negotiate the best deal. Once finalized, send us the purchase agreement and we can finalize your loan documents using DocuSign.

Choose how fast funds arrive

We'll send the funds for free via FedEx 2-business day shipping. Or contact your loan consultant if you want it to arrive sooner for a fee.

Only have a minute?

Learn about why everyone is eligible to apply to join Alliant and how membership pays. Insured by NCUA.

Alliant Car Buying Service Rates

Type Term (months) APR (as low as)
New Discounted Vehicle Rate 60 4.89 %
Used Discounted Vehicle Rate 60 5.14 %

Rate reflects a 0.50% discount from your qualifying rate with our Car Buying Service.81

FAQs

How can being preapproved help me when I’m vehicle shopping?

Being preapproved helps you focus on negotiating the best price, knowing that you won’t end up with high rate financing when you close the deal. Plus, dealers tend to take people more seriously when they come in with preapproved financing because it means you’re ready to do business and not just “window shopping.”