Personal loans, personalized for you

Need a loan, fast? Our quick, affordable personal loans give you the cash you need with a loan customized for your situation.

The Run Down
  • Debt consolidation, home expenses or emergencies
  • No collateral required for these unsecured personal loans​
  • Loans from $1,000 to $50,​​​​​00056​​
  • Terms from 1 to 5 years56
  • Typically, same-day deposit into your account! (Or we’ll mail a check if you prefer.)
  • No prepayment penalties. Pay early and save on interest.
Personal Loan Rates
APR Term
6.74 % 12 Months
7.74 % 24 Months
9.74 % 48 Months
10.74 % 60 Months
Earn 2.00% APY on your savings!63

That's 18.2x the national bank average!71

Learn more about savings


Best Banks and Credit Unions 2018- NerdWallet

"Best Banks and Credit Unions 2018" - NerdWallet

MONEY’s Best Credit Union of 2018

"MONEY’s Best Credit Union of 2018"

Best Credit Unions 2018

"Best Credit Unions 2018" - MyBankTracker


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Alliant Personal Loans

Need money fast?

Our no-hassle personal loans offer quick approval decisions and often provide funds the same day you apply. Alliant Personal Loans are unsecured signature loans requiring no collateral.

Terms and amounts

Personal loan amounts are available from $1,000 to $50,000. Available terms include one-year, two-year, four-year and five-year loans, and we won't penalize you if you pay your loan off early.

Apply today!

Not sure if this is the right type of loan for your needs? We’re here to help. Call an Alliant loan expert at 800-328-1935. We’ll help you find the right loan to meet your unique needs.  Ready to get started? Apply for your personal loan online today.42

Personal Loan Rate

APR Term
6.74 % 12 Months
7.74 % 24 Months
9.74 % 48 Months
10.74 % 60 Months

APR=Annual Percentage Rate56

Let Me Know When Alliant Rates Gets Even Better

Personal loan FAQs

When will I receive the funds from my Alliant Personal Loan?

As long as your credit and loan are approved through the Alliant loan process, funds are available the same day, in most cases.

What type of collateral do I need to provide for a personal loan?

Alliant Personal Loans are unsecured loans (aka, signature loans), so no collateral is needed. Contact a loan specialist for more information.

Can I pay off my loan quicker than the payment schedule?

Yes. At Alliant, there are no prepayment penalties for paying off your loan faster than your payment schedule. In fact, it’s a great way to save on interest over the long run.

Do you offer a debt protection plan?

Yes, we offer a debt protection benefit plan in the event of death, disability or involuntary unemployment. Learn more or speak to your Loan Consultant for additional details.

Have a Question?

Want to know more about this product? Search our friendly help guide!

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