Most Popular
  • High-Rate Savings

    0.90 %APY
    0.90
    %
    Dividend Period Monthly
    Effective Date 05/01/2020
    Learn More
  • High-Rate Checking

    0.25 %APY
    0.25
    %
    Dividend Period Monthly
    Effective Date 05/01/2020
    Learn More
  • One Year Certificate

    0.80 %APY
    0.80
    %
    Term 12-17 Months
    Rate 0.80
    Learn More
  • Five Year Certificate

    0.90 %APY
    0.90
    %
    Term 60 Months
    Rate 0.90
    Learn More
Checking
Account Type Dividend Period Effective Date APY(%) /
Dividend Rate(%)
High-Rate Checking Monthly 05/01/2020 0.25/0.252
Rates, terms and conditions subject to change
High-Rate Savings
Account Type Dividend Period Effective Date APY(%) /
Dividend Rate(%)
High-Rate Savings Monthly 05/01/2020 0.90/0.901
Rates, terms and conditions subject to change
Certificates Rates
Certificate Type Term APY(%) /
Dividend Rate(%)
Share Certificate 12-17 Months 0.80/0.80
Share Certificate 18-23 Months 0.80/0.80
Share Certificate 24-35 Months 0.80/0.80
Share Certificate 36-47 Months 0.85/0.85
Share Certificate 48 Months 0.90/0.90
Share Certificate 60 Months 0.90/0.90
IRA Certificate* 12-17 Months 0.80/0.80
IRA Certificate* 18-23 Months 0.80/0.80
IRA Certificate* 24-35 Months 0.80/0.80
IRA Certificate* 36-47 Months 0.85/0.85
IRA Certificate* 48 Months 0.90/0.90
IRA Certificate* 60 Months 0.90/0.90

*Alliant offers 3 types of IRA Certificates: Traditional, Roth, and SEP.

APY = Annual Percentage Yield
APR = Annual Percentage Rate
  1. Savings, IRA, ESA & mortgage share disclosure
  2. Checking disclosure
  3. Home Loan disclosures (Mortgage, Home Equity Line of Credit)
  4. Certificate disclosure
  5. Vehicle Loan disclosures
  6. Personal Loan disclosure
Rates, terms and conditions subject to change
Mortgage Rates
Product Type Purchase Rate(%) APR(%)
First Mortgages
1/1 ARM 2.875 3.134
3/1 ARM 2.875 3.099
5/1 ARM 3.000 3.110
7/1 ARM 3.125 3.154
10/1 ARM 3.250 3.230
15-Yr. Fixed 2.750 2.847
20-Yr. Fixed 3.125 3.204
30-Yr. Fixed 3.375 3.429
Vacation Homes
Second Home Mortgage 1/1 ARM 3.125 3.614
Second Home Mortgage 3/1 ARM 3.125 3.542
Second Home Mortgage 5/1 ARM 3.250 3.522
Second Home Mortgage 7/1 ARM 3.375 3.538
Second Home Mortgage 10/1 ARM 3.500 3.578
Second Home Mortgage 15-Yr. Fixed 2.750 2.847
Second Home Mortgage 20-Yr. Fixed 3.125 3.204
Second Home Mortgage 30-Yr. Fixed 3.375 3.429
Rates, terms and conditions subject to change
Home Equity
Product Type APR(%)
(as low as)
Max Term
(months)
Home Equity Line of Credit Rate 4.00 180
Home Equity Line of Credit Interest Only 4.00 360
Rates, terms and conditions subject to change
Vehicle Loans
Product Type Max Term
(months)
APR(%)
(as low as)
Approx.
Payment
Example
(per $1,000)
New Vehicle Rate 60 2.74 17.86
Used Vehicle Rate 60 2.99 17.97
Recreational Vehicles Rate 120 4.24 10.25
Recreational Vehicles Rate 144 4.49 9.00
Recreational Vehicles Rate 180 4.74 7.78
Recreational Vehicles Rate 240 5.24 6.74
Rates, terms and conditions subject to change
Personal Loans
Product Type Max Term
(months)
APR(%)
(as low as)
Approx.
Payment
(per $1,000)
Unsecured Rate 12 6.24 86.20
Unsecured Rate 24 7.24 44.90
Unsecured Rate 48 9.24 25.01
Unsecured Rate 60 10.24 21.38
Rates, terms and conditions subject to change
Credit Cards
Alliant Credit Card Introductory Rate Offer After Introductory Rate Ends
Alliant Visa® Platinum Credit Card Introductory rate as low as 0% APR for 12 months1,2
Alliant Visa® Platinum Rewards Credit Card Introductory rate as low as 0% APR for 12 months1,2
Alliant Cashback Visa® Signature Credit Card 12.24% - 22.24% APR3,4 12.24% - 22.24% APR3,4
Rates, terms and conditions subject to change