Most Popular
  • Savings Rate

    2.10 %APY
    2.08
    %
    Dividend Period Monthly
    Effective Date 08/01/2019
  • IRA Rate

    2.10 %APY
    2.08
    %
    Dividend Period Monthly
    Effective Date 08/01/2019
  • High Rate Checking Rate

    0.65 %APY
    0.65
    %
    Dividend Period Monthly
    Effective Date 08/01/2019
  • Mortgage Shares Rate

    0.25 %APY
    0.25
    %
    Dividend Period Monthly
    Effective Date 08/01/2019
Checking
Account Type Dividend Period Effective Date APY(%) /
Dividend Rate(%)
High Rate Checking Rate Monthly 08/01/2019 0.65/0.65
Rates, terms and conditions subject to change
Savings
Account Type Dividend Period Effective Date APY(%) /
Dividend Rate(%)
Savings Rate Monthly 08/01/2019 2.10/2.08
Rates, terms and conditions subject to change
Certificates Rates
Certificate Type Term APY(%) /
Dividend Rate(%)
Share Certificate 12-17 Months 2.35/2.33
Share Certificate 18-23 Months 2.35/2.33
Share Certificate 24-35 Months 2.40/2.37
Share Certificate 36-47 Months 2.45/2.42
Share Certificate 48 Months 2.50/2.47
Share Certificate 60 Months 2.55/2.52
IRA Certificate* 12-17 Months 2.35/2.33
IRA Certificate* 18-23 Months 2.35/2.33
IRA Certificate* 24-35 Months 2.40/2.37
IRA Certificate* 36-47 Months 2.45/2.42
IRA Certificate* 48 Months 2.50/2.47
IRA Certificate* 60 Months 2.55/2.52

*Alliant offers 3 types of IRA Certificates: Traditional, Roth, and SEP.

APY = Annual Percentage Yield
APR = Annual Percentage Rate
  1. Savings, IRA, ESA & mortgage share disclosure
  2. Checking disclosure
  3. Home Loan disclosures (Mortgage, Home Equity Loan and Line of Credit)
  4. Certificate disclosure
  5. Vehicle Loan disclosures
  6. Personal Loan disclosure
Rates, terms and conditions subject to change
Mortgage Rates
Product Type Purchase Rate(%) APR(%)
First Mortgages
1/1 ARM 3.000 4.403
3/1 ARM 3.000 4.183
5/1 ARM 3.000 3.992
7/1 ARM 3.125 3.882
10/1 ARM 3.250 3.762
15-Yr. Fixed 2.875 3.116
20-Yr. Fixed 3.375 3.522
30-Yr. Fixed 3.375 3.480
Vacation Homes
Second Home Mortgage 1/1 ARM 3.375 4.890
Second Home Mortgage 3/1 ARM 3.375 4.646
Second Home Mortgage 5/1 ARM 3.375 4.437
Second Home Mortgage 7/1 ARM 3.500 4.313
Second Home Mortgage 10/1 ARM 3.625 4.176
Second Home Mortgage 15-Yr. Fixed 3.125 3.252
Second Home Mortgage 30-Yr. Fixed 3.625 3.697
Rates, terms and conditions subject to change
Home Equity
Product Type APR(%)
(as low as)
Max Term
(months)
Home Equity Loans Rate 5.50 60 to 180
Home Equity Line of Credit Rate 4.50 180
Home Equity Line of Credit Interest Only 4.50 360
Example Home Equity Loans Monthly Repayment Terms
Loan Type APR(%)
(as low as)
Payment Per $1,000
5-Yr. Fixed (60 months) 5.50 19.10
10-Yr. Fixed (120 months) 5.75 10.98
15-Yr. Fixed (180 months) 6.00 8.44
Rates, terms and conditions subject to change
Vehicle Loans
Product Type Max Term
(months)
APR(%)
(as low as)
Approx.
Payment
Example
(per $1,000)
New Vehicle Rate 60 3.24 18.08
Used Vehicle Rate 60 3.49 18.19
Recreational Vehicles Rate 120 4.49 10.37
Recreational Vehicles Rate 144 4.74 9.13
Recreational Vehicles Rate 180 4.99 7.91
Recreational Vehicles Rate 240 5.49 6.88
Rates, terms and conditions subject to change
Personal Loans
Product Type Max Term
(months)
APR(%)
(as low as)
Approx.
Payment
(per $1,000)
Unsecured Rate 12 6.49 86.30
Unsecured Rate 24 7.49 45.01
Unsecured Rate 48 9.49 25.13
Unsecured Rate 60 10.49 21.50
Rates, terms and conditions subject to change
Credit Cards
Alliant Credit Card Introductory Rate Offer After Introductory Rate Ends
Alliant Visa® Platinum Credit Card Introductory rate as low as 0% APR for 12 months1,2
Alliant Visa® Platinum Rewards Credit Card Introductory rate as low as 0% APR for 12 months1,2
Alliant Cashback Visa® Signature Credit Card 12.49% - 15.49% APR3,4 12.49% - 15.49% APR3,4
Rates, terms and conditions subject to change