Fast Tesla financing and terms up to 84 months

Alliant’s Tesla loan expertise can get you to chill mode faster105

Apply Now



Photo courtesy of Tesla, Inc.

★★★★★

Best Auto Loan Rates: Best for Fast Funding

CNN Underscored

★★★★★

Best Overall Credit Union

CNBC

★★★★★

2025 Best Credit Unions

Nerdwallet

Tesla Loan Features

Take advantage of service others can’t match

Alliant delivers competitive credit union pricing and an online application, plus loan consultants to help you through every step.

Get preapproved to supercharge your negotiating power

Get preapproved now before you head to the Tesla dealership.

Flexible payment terms up to 84 months for new and used Teslas.105

Receive same-day approval in most cases

Get on the road faster with our simple online application designed for quick turnaround.

More wins, less worry when you bank with Alliant

New Tesla car loan

Increase your range with terms up to 84 months.105

Used Tesla car loan

You hold the keys with a used car auto loan at a great, competitive credit union rate.

Experienced Tesla financing professionals

Alliant was one of the first lenders to offer Tesla loans.

Nationwide digital banking

With the Alliant mobile app and online banking, you can make a payment from wherever the road takes you. Or autopilot your loan with automatic payments.

Loan approvals valid for 60 days

We recommend you apply online for your Tesla auto loan near your confirmed delivery date. Same-day approval is available in most cases.

You come first, not shareholders

Alliant can reward its members with low rates and fewer fees because we’re 100% digital and not-for-profit.

Only have a minute?

Learn about why everyone is eligible to apply to join Alliant and how membership pays. Insured by NCUA.

Put yourself in the driver’s seat with an Alliant Tesla loan

Get preapproved

Submit an online application. You can also apply by calling 800-328-1935. We will process your application and notify you when your preapproval is completed, usually the same day. Waiting for a delivery? Start your online application close to your delivery date. Tesla loan approvals are valid for 60 days.

Bring your preapproved loan to the dealer

Once the deal is finalized, send us the purchase agreement and we can finalize your loan documents using DocuSign.

Choose how fast your funds arrive

We'll send the funds for free via FedEx 2-business day shipping. Contact your loan consultant if you want it to arrive sooner for a fee.

Articles and Resources

Tesla loan rates

Type Term (months) APR (as low as)
Tesla New Vehicle Rate 60 5.24 %
Tesla New Vehicle Rate 84 5.49 %
Tesla Used Vehicle Rate 60 5.59 %
Tesla Used Vehicle Rate 84 5.84 %
Tesla Vehicle Refinance 60 5.59 %
Tesla Vehicle Refinance 84 5.84 %

APR=Annual Percentage Rate105. APRs shown above are stated as low as and may vary based on factors such as make and model of the vehicle, collateral type, payment method, creditworthiness, and ability to repay.

FAQs

I’m waiting for my Tesla to arrive. When should I get my Tesla car loan?

Tesla loan approvals are only valid for 60 days. Therefore, we recommend that you apply online for your Tesla auto loan near your confirmed delivery date. Same-day approval is available in most cases.

Can I get an auto loan at Alliant for my Tesla instead of an Alliant Tesla loan?

No, you cannot get an Alliant auto loan for a Tesla vehicle. If you are looking to finance a Tesla vehicle at Alliant, you will need to apply for a Tesla loan.

Are Tesla auto loans for all electric vehicles (EVs)?

No, Alliant Tesla auto loans are for Tesla models only. If you’re looking to finance another EV at Alliant, visit our auto loans page to learn more.

Who can join Alliant?

You are eligible to apply for Alliant membership if you:

  • Work for or retired from a business Alliant partners with.
  • Or are an immediate family member or domestic partner of a current Alliant member.
  • Or live or work in an eligible community near our Chicago headquarters.

If none of the above apply to you, select “Other: Join Alliant Credit Union Foundation” during the member application process and we’ll pay the one-time $5 membership fee on your behalf.

Note for non-US residents: You can apply to join if you live outside the U.S. and have a Social Security Number or a valid ITIN (Individual Taxpayer Identification Number).