This is big: Introducing Alliant Jumbo Savings

With an elevated 3.35% APY for balances of $100,000 or more, we’re aspiring to be one of the nation’s most-rewarding savings accounts.58

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New! Grow your savings even faster with our Jumbo Savings Account. Not an Alliant member? Your Jumbo Savings account comes bundled with our popular High-Rate Savings account—two ways to save your way!

Jumbo Savings Account Features

Access our premier rate

Elevate your earnings with our highest savings interest rate, available for minimum balances of $100,000 or more.58

Maximize savings your way

Unlike CDs, the funds in your Jumbo Savings Account are always at your fingertips with unlimited withdrawals, and no lock-in terms.

Experience the Alliant Advantage

Alliant can reward its members with premier rates because we’re 100% digital and not-for-profit, giving you exceptional returns without the extra fees.

More wins and elevated earnings you deserve

NCUA insured

Rest easy knowing the funds in your Alliant deposit accounts are federally insured up to $250,000.

High-Rate Savings bundle

Approval of a Jumbo Savings Account automatically includes a High-Rate Savings Account and membership at Alliant.

24/7 state-of-the-art fraud monitoring

Receive alerts via text message, email or mobile app to keep you informed when there’s unusual account activity.

On-the-go money management from the go-to digital credit union

Access, move and track your money easily 24/7 with our award-winning mobile and online banking.

  • Fund your account and set up recurring transfers.
  • Easily move money from accounts outside Alliant.
  • Deposit checks anytime, from virtually anywhere, with the Alliant mobile app.

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Account rate

Account Type APY Dividend Rate
Jumbo Savings 3.35% 3.30%

With an average daily balance of $100,000 or more. APY= Annual Percentage Yield.58

FAQs

I am not currently an Alliant Credit Union member. Will I receive an Alliant High-Rate Savings Account along with my Jumbo Savings Account?

Yes, In accordance with Alliant’s Account Agreement and Disclosures, a High-Rate Savings account is automatically opened for a new member of Alliant Credit Union which represents your membership share in the credit union.

What’s the difference between an Alliant Jumbo Savings Account and an Alliant High-Rate Savings Account?

An Alliant Jumbo Savings Account offers a higher APY (annual percentage yield) than our standard Alliant High-Rate Savings Account. To earn this higher interest rate, you must maintain a minimum average daily balance of $100,000. Alliant interest is paid monthly.

If I fund my Alliant Jumbo Savings Account from an account outside Alliant, how long until these funds are available in my Alliant Jumbo Savings Account?

Transfers from outside institutions submitted before 12 PM CT on business days typically post on the next business day. Transfers made after 12 PM CT, or on weekends or holidays, post on the second business day following the transfer request.

Am I required to fund my Alliant Jumbo Savings Account when I open it?

Yes, you must fund the account with at least $25 at account opening. To take advantage of the Jumbo Savings rate, you must maintain an average daily balance of $100,000 or more.

Are my deposits insured?

Yes, your deposits in your Alliant accounts are federally insured by the National Credit Union Administration (NCUA). No member of a federally insured credit union has ever lost one penny of insured savings. For more details, visit our NCUA page.