Your Unlimited Cashback Card84

Earn 3% cash back in the first year with the Alliant Cashback Visa® Signature Credit Card

The Run Down
  • Exclusively designed for those spending $50,000+ a year on their card
  • A true cashback card: 3% cash back in year one & 2.5% cash back after84
  • No limit to the cash back awards you can earn84
  • Rates as low as 12.24%APR83
  • No foreign transaction fees83
  • Generous credit line.
  • $59 annual fee, waived the first year83
  • Works with Google Pay™, Apple Pay™ and Samsung Pay™ 38
  • See how our other benefits compare with the competition.
  • $0 fraud liability guarantee37 from Visa
Earn 2.00% APY on your savings!63

That's 18.2x the national bank average!71

Learn more about savings

Best Cash Back Credit Cards of 2018 - NerdWallet

"Best Cash Back Credit Cards of 2018" - NerdWallet

Best Credit Unions 2018 - MyBankTracker

"Best Credit Unions 2018" - MyBankTracker

"Best flat-rate cash back cards for 2018" -

See How Much You'll Earn With Your Alliant Visa Signature Credit Card

Use the slider below to see how quickly your 3% cash back adds up

How much do you spend per month?
Total spend in the first year: $0 K
Total spend per month: $0.00 K
Total Cash back in the first year

Alliant Visa Signature Credit Card Benefits

Smart travel perks

Say adios to foreign transaction fees and bonjour to great credit card benefits when you travel.

Benefits include: Emergency card replacement, emergency cash disbursement, travel accident insurance and concierge services. Alliant also offers travel alerts to protect you from fraud.

Protecting you and your purchases – at home and on the road

No foreign transaction fee

Say adios to foreign transaction fees and bonjour to great travel benefits like emergency card replacement, emergency cash disbursement and concierge services.

Personal identity protection

Up to $5,000 of Personal Identity Theft Protection for covered expenses to restore your identity.

Protection on purchases

Purchase Security coverage protects your purchases for the first 90 days after purchase, and Double Warranty Coverage effectively doubles manufacturer warranties.

Travel accident coverage

When you pay for your trip with your Alliant Signature card, you’ll have $250,000 of free travel accident insurance.

Rental car collision coverage

Pay with your Alliant Signature card and you’re automatically protected by Auto Rental Collision Damage Waiver (ARCDW) coverage.

Roadside assistance

Your Signature card provides free 24-hour access to pay-per-use roadside assistance via Roadside Dispatch

Compare Cashback Credit Card Benefits


Alliant Cashback Visa Signature

Chase Freedom Unlimited AmEx Blue Cash Preferred Discover It Citi Double Cash

3% in first year , 2.5% after on ALL purchases

1.5% cash back on all purchases

3% back at gas stations and department stores up to $6K/year. Then, 1% back on all else.

5% on rotating categories, 1% on all other purchases

1% back on purchases and 1% back on payments







Annual Fee

$59 (waived in first year)





Foreign Transaction Fee






BT Fee







3% cashback on all purchases in first year

$150 bonus when you spend $500 in first 3mos

0% for 12 mos/$250 cashback with $1k spend in 3mos

0% for 12mos on purchases and balance transfers

0% for 18mos on purchases and balance transfers

Other Benefits

Travel Accident Insurance, Purchase Security, Personal Identity Theft, Concierge

Amazon shop with points

Roadside assistance, travel accident insurance, global assist hotline, car rental loss and damage insurance



Visa Signature Credit Card FAQs

How often does my APR (Annual Percentage Rate) change?

The APR on new purchases and balance transfers can increase or decrease quarterly. The rate is determined by adding the highest U.S. Prime Rate published in The Wall Street Journal during the last two business days of the previous quarter, plus a margin of 6.99% - 9.99%.

What is an authorized user on my credit card?

An authorized user is someone who has been given access to use and make purchases on another cardholder’s account. They are not legally responsible for the debt. Being an authorized user can help build your credit. Credit score can be impacted both positively and negatively by being an authorized user.

How do I add an authorized user to my credit card application?

You can add an authorized user by either calling Alliant or in the Alliant Loan Application.

Are there any fees associated with my Visa Signature Credit Card?

If a payment is late or returned, a fee is assessed. For balance transfers, a fixed dollar amount or a fee is charged.  The Alliant Signature card has an annual fee (waived for the first year).  Please find additional information within our Terms and Conditions.

How long does it take to get a credit card in the mail?

Once the application is accepted, it typically takes 7-10 days to receive your new credit card in the mail.

How do I enroll in the Rewards or Cashback Program?

Not to worry! All Alliant credit card holders are automatically enrolled in the their applicable rewards program. 

When will my Annual Fee be charged?

Your annual fee will be charged one year after opening your card and, then, every year following. 

How can I receive my credit card cash back?

You can choose to receive cash back from your Alliant credit card via a credit card statement credit (appearing within one billing cycle) or as a deposit into your Alliant checking or savings.

Do you offer a debt protection plan?

Yes, we offer a debt protection benefit plan in the event of death, disability or involuntary unemployment. Learn more or speak to your Loan Consultant for additional details.

Can I transfer balances from my other credit cards to my Alliant Cashback Visa Signature card?

Absolutely. We make it easy to transfer balances from your other credit cards so you can save money with Alliant's low interest rates. You can transfer a balance when you apply or after you've been approved for your Alliant Cashback Visa Signature card. A fee of 3% of the balance transfer applies.

Have a Question?

Want to know more about this product? Search our friendly help guide!

Visa® Signature Card Reviews

Overall Rating for Visa® Signature Card


Write a Review - Opens a dialog

Ready to Get Started

800-328-1935 Find ATMs Join Online

Already a member?