You must be an Alliant member for at least 90 days to be eligible to apply for our credit cards.
Members Apply Now
Best Credit Union Card
USA TODAY
Best Credit Union Credit Cards
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✓ Unlimited 1.5% cash back on every purchase
✓ No categories, no caps, no activation
✓ No annual fee
✓ No foreign transaction fees
✓ Global acceptance without paying extra
More benefits, including perks like:
✓ Visa Signature Luxury Hotel Collection
✓ Visa Signature Concierge
✓ Visa Signature Rental Car Privileges
Learn what a Visa Signature card can unlock for you.
Enjoy special guest status at 900+ Visa Signature Luxury Hotel properties worldwide.
Get assistance with travel planning, entertainment tickets and more.
Book your next road trip with your Visa Signature card to receive up to 25% off base rates on qualifying rentals from Avis and Budget.
You’re not responsible for unauthorized card use if lost or stolen.37
Up to $5,000 reimbursement for covered identity restoration expenses.99
Covers eligible retail purchases for 90 days from purchase date.100
Automatic coverage for covered losses when fare is purchased with your card.101
Adds extra warranty on eligible items bought with your card.102
No need to pay rental company collision damage waiver. Terms apply.98
24/7 roadside assistance via toll-free number. Pay-per-use. Terms apply.
Compatible with Apply Pay, Google Pay, & Samsung Pay. Tap to pay with contactless technology for fast, secure checkout.38
EMV chip technology + optional Visa Purchase Alerts for real-time notifications.
Learn about why everyone is eligible to apply to join Alliant Credit Union and how membership pays.
Understanding credit card terms and conditions
How much am I spending?
How to maximize credit card rewards & cashback
Your APR may vary based on market conditions and your credit profile. See terms for details.
Most cards arrive within 7–10 business days after approval.
You can choose to receive cash back from your Alliant credit card via a credit card statement credit (appearing within one billing cycle) or as a deposit into your Alliant checking or savings.
Yes, we offer a debt protection benefit plan in the event of death, disability or involuntary unemployment. Read about the debt protection plan or speak to your Loan Consultant for additional details.
Yes. You can transfer balances from higher-rate cards to your Alliant Visa Signature card with the exception of another Alliant Credit Card. A fee of 3% of the balance transfer applies.
You are leaving Alliant’s website to enter a website hosted by an organization separate from Alliant Credit Union. The products and services on this website are being offered through LPL Financial or its affiliates, which are separate entities from, and not affiliates of, Alliant Credit Union.The privacy and security policies of the site may differ from those of Alliant Credit Union.
You are leaving an Alliant Credit Union website and are about to enter a website operated by a third-party, independent from Alliant Credit Union. Alliant Credit Union does not manage the operation or content of the website you are about to enter. Alliant Credit Union is not responsible for the content and does not provide any products or services at this third-party website. The privacy and security policies of the site may differ from those of Alliant Credit Union.
