Earn 1.70% APY on your money with an Alliant High-Rate Savings Account.
Get upfront pricing, guaranteed savings, and a discounted rate on your auto loan. Members save an average of $3,383 off MSRP.
Earn top dollar with rates up to 2.80%APY.
Earn rewards, get cash back or take advantage of a low standard variable rate.
Earn 3% cash back in the first year with the Alliant Cashback Visa® Signature Credit Card
Grow your savings faster with Alliant's higher savings rate.
Learn more about savings
"Best Rewards Credit Cards of 2017" - Kiplinger
"Best Cash Back Credit Cards of 2018" - NerdWallet
"Best flat-rate cash back cards for 2018" - CreditCards.com
Use the slider below to see how quickly your 3% cash back adds up
Ready to upgrade your card? Call 800-328-1935.
Say adios to foreign transaction fees and bonjour to great credit card benefits when you travel.
Benefits include: Emergency card replacement, emergency cash disbursement, travel accident insurance and concierge services. Alliant also offers travel alerts to protect you from fraud.
Say adios to foreign transaction fees and bonjour to great travel benefits like emergency card replacement, emergency cash disbursement and concierge services.
Up to $5,000 of Personal Identity Theft Protection for covered expenses to restore your identity.
Purchase Security coverage protects your purchases for the first 90 days after purchase, and Double Warranty Coverage effectively doubles manufacturer warranties.
When you pay for your trip with your Alliant Signature card, you’ll have $250,000 of free travel accident insurance.
Pay with your Alliant Signature card and you’re automatically protected by Auto Rental Collision Damage Waiver (ARCDW) coverage.
Your Signature card provides free 24-hour access to pay-per-use roadside assistance via Roadside Dispatch.
Alliant Cashback Visa Signature
3% in first year , 2.5% after on ALL purchases
1.5% cash back on all purchases
3% back at gas stations and department stores up to $6K/year. Then, 1% back on all else.
5% on rotating categories, 1% on all other purchases
1% back on purchases and 1% back on payments
$59 (waived in first year)
3% cashback on all purchases in first year
$150 bonus when you spend $500 in first 3mos
0% for 12 mos/$250 cashback with $1k spend in 3mos
0% for 12mos on purchases and balance transfers
0% for 18mos on purchases and balance transfers
Travel Accident Insurance, Purchase Security, Personal Identity Theft, Concierge
Amazon shop with points
Roadside assistance, travel accident insurance, global assist hotline, car rental loss and damage insurance
Comparisons based on information on companies’ websites, April 2018.
Call 800-328-1935 to upgrade your card today!
The APR on new purchases and balance transfers can increase or decrease quarterly. The rate is determined by adding the highest U.S. Prime Rate published in The Wall Street Journal during the last two business days of the previous quarter, plus a margin of 6.99% - 9.99%.
An authorized user is someone who has been given access to use and make purchases on another cardholder’s account. They are not legally responsible for the debt. Being an authorized user can help build your credit. Credit score can be impacted both positively and negatively by being an authorized user.
You can add an authorized user by either calling Alliant or in the Alliant Loan Application.
If a payment is late or returned, a fee is assessed. For balance transfers, a fixed dollar amount or a fee is charged. The Alliant Signature card has an annual fee (waived for the first year). Please find additional information within our Terms and Conditions.
Once the application is accepted, it typically takes 7-10 days to receive your new credit card in the mail.
Not to worry! All Alliant credit card holders are automatically enrolled in the their applicable rewards program.
Your annual fee will be charged one year after opening your card and, then, every year following.
You can choose to receive cash back from your Alliant credit card via a credit card statement credit (appearing within one billing cycle) or as a deposit into your Alliant checking or savings.
Yes, we offer a debt protection benefit plan in the event of death, disability or involuntary unemployment. Learn more or speak to your Loan Consultant for additional details.
Absolutely. We make it easy to transfer balances from your other credit cards so you can save money with Alliant's low interest rates. You can transfer a balance when you apply or after you've been approved for your Alliant Cashback Visa Signature card. A fee of 3% of the balance transfer applies.
Want to know more about this product? Search our friendly help guide!
I always keep up to date on the best cash back cards. Before finding this Alliant VISA card, I was using the Fidelity 2% cash back VISA. I run everything I can through the card and pay it off each month. The 3% cash back during the first year is amazing. And even afterwards with 2.5% cash back and the annual $59 fee, it's a great deal if you spent over $1,000 a month it. That's easy to do when you run your bills through it.
I highly recommend to get that card
Get 3% cash back 1st year for free, 2.5% cash back thereafter. Most people pay with some form of plastic, be it debit or credit card, so why not get paid for it? I have a travel rewards AMEX and switch between the 2 cards, to maximize my spending rewards. However, under no circumstances do I recommend carrying a balance on any credit card. The interest at 14-26% is simply not worth it, you can do better with a bank loan.
If you spend on average $4,000 a month this card works out to ($48,000*0.025) = $1,200 -$59 = $1,141 cash back which is equivalent to $1,141/$48,000 = 2.38% cash back which beats anything else out there. Of course the 1st year is even better when you get 3% back in full as there is no yearly charge. To justify the yearly $59 charge you need to average $1,000 a month ($12,000 per year), which when calculated like above would result in a 2.01% cash back. Seeing as other cards exist at 2% cash back (though they do charge foreign transaction fees), if you charge less than $1,000 per month, other cards may be better.
Write a Review - Opens a dialog
View our Reviews Guidelines
Note : * indicates a required field.
Remember my contact info for next time?
Your review is pending moderation and should appear here shortly.
Already a member?
Use our convenient online membership application process to get started right away.
Call us anytime to speak with a friendly Member Services Representative.