Checking

Free Checking - Now with ATM rebates up to $20 per month

With Alliant Checking the free benefits really add up. Plus, with our High Rate Checking option you will enjoy a high dividend rate and no minimum balance requirement to earn it. Switch your checking to Alliant. Download our Switch Kit (PDF) or learn more.

Alliant Members
Open a checking account online by applying through Online Banking.

To apply by mail complete our paper application (PDF) and mail it back to Alliant.


Not a member?
Apply for membership online and you can open other products and types of accounts at the same time. You must meet the membership requirements, learn more.

Accounts Dividend Rate(%)/APY(%) Features  

Free Checking

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  • No monthly service fee
  • No initial deposit or minimum balance requirement
  • No maximum balance limit
  • Free Visa® debit card
  • Over 80,000 surcharge free ATMs, plus ATM rebates up to $20 per month
  • Free first box of checks
  • Apple Pay™ compatible
  • Optional Courtesy Pay protection
  • Optional Overdraft protection
Open Now

Free Teen Checking

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Same as our Free Checking, plus
  • Parental controls
  • Spending controls
  • Apple Pay™ compatible
  • "Cool" free Visa® debit card design
  • Courtesy Pay protection is not available on Teen Checking
Open Now

High Rate Checking Option

0.648 / 0.65 High Rate option can be added to Free Checking or Free Teen Checking at any time. Simply opt-out of paper statements and have at least one monthly electronic deposit to your Alliant checking account.

Your electronic deposit can be a direct deposit, payroll deposit, ATM deposit, mobile deposit or transfer from another financial institution.

APY = Annual Percentage Yield. View Disclosures
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