Alliant Checking Gives You Convenience and Value — FREE
- Log in to Online Banking
- Click on Open New Accounts
- Call 24/7 TeleCenter (800-328-1935) for a temporary access code (good for 24 hours)
- Reset your password
- Click on Open New Accounts
True to our vision of providing financial solutions that offer great value to our members, Alliant Checking is truly FREE. This account doesn’t saddle you with monthly fees or minimum balance requirements. You’ll also enjoy many other benefits:
- Free VISA® ATM/Check Card
- Free 24/7 account access through online banking
- Free Bill Pay*
- Free 24/7 personal customer service through our toll free call center at 800-328-1935
- Free 24/7 automated account access through Self Service Telephone (SST) 800-482-5328
- Access to more than 75,000 surcharge-free ATMs nationwide*
- Unlimited ATM transactions at Alliant-owned ATMs
- Optional overdraft protection
- Earn monthly dividends on average daily balances of $1,000 or more
- First box of exclusive checks free
Make a change for the better
Switch your checking and direct deposits to Alliant.
Alliant Checking gives you a lot of benefit that you won’t find at most traditional banks. But, with all the fees and “extras” that many financial institutions impose upon customers, what makes us different is what you won’t get with Alliant Checking:
- NO monthly service fees
- NO check writing fees
- NO point of sale fees
- NO minimum balance requirement
What you will get is Free VISA® ATM/Check Card access and a host of other features. And it provides you with access to many other free services, including online banking and Bill Pay. Plus it’s the perfect addition to your other Alliant accounts.
Frequently Asked Questions
Is Alliant Checking really free of monthly fees?
Alliant Checking has no monthly service fee or minimum balance fee, unlike most banks. Standard fees, such as non-sufficient funds and check printing, do apply—see our Fee Schedule for a complete list of these types of fees or contact a Member Services Representative.
Does Alliant Checking pay an interest rate?
If you maintain an average daily balance of $1,000 or more, you will earn a monthly dividend. Checking dividends are paid on the last of each month. The checking dividend is subject to change monthly.
Will I get a VISA® ATM/Check Card with my Alliant checking account?
Yes, you will receive a free VISA® ATM/Check Card, which you can use for purchases or access to millions of ATM locations worldwide.
Blocked Transactions
VISA® credit card and ATM/Check Card Blocked Transactions
At Alliant, security is one of our top priorities. To help protect your personal identity and Alliant accounts against fraudulent activity, we may occasionally block transactions in foreign countries and other areas where fraud is widespread. If you are planning travel to any of the following locations, you will be unable to perform the VISA® credit card and ATM/Check Card transactions as indicated:
| Blocked Country/Area | Alliant ATM/Debit Card | Alliant Credit Card | Type of Transaction | Effective Date |
| France | X | Transactions over $1000 | 03/08/2007 | |
| Malaysia | X | Purchases and Cash Advance | 10/07/2005 | |
| North & South Korea | X | Transactions over $500 | 06/29/2006 | |
| Romania | X | X | Cash Advance & ATM WIthdrawals | 10/07/2005 |
| Russia | X | X | Cash Advance & ATM WIthdrawals | 10/07/2005 |
| Saudi Arabia | X | Purchases and Cash Advance | 12/14/2006 | |
| South Africa | X | Cash Advance | 10/07/2005 | |
| United Kingdom | X | Cash Advance | 10/07/2005 |
If you have questions please contact a Member Services Representative at 800-328-1935
Check our fee schedule.
Call 800-328-1935
