Checking

Free Checking - Now with ATM rebates up to $20 per month

With Alliant Checking the free benefits really add up. Plus, with our High Rate Checking option you will enjoy a high dividend rate and no minimum balance requirement to earn it. Switch your checking to Alliant. Download our Switch Kit (PDF) or learn more.

Alliant Members
Open a checking account online by applying through Online Banking.
Once you login select "Open an Account" on the right side.

To apply by mail complete our paper application (PDF) and mail it back to Alliant.


Not a member?
Apply for membership online and you can open other products and types of accounts at the same time. You must meet the membership requirements, learn more.

Accounts Dividend Rate(%)/APY(%) Features  

Free Checking

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  • No monthly service fee
  • No initial deposit or minimum balance requirement
  • No maximum balance limit
  • Free Visa® debit card
  • Over 80,000 surcharge free ATMs, plus ATM rebates up to $20 per month
  • Free first box of checks
  • Optional Courtesy Pay protection
  • Optional Overdraft protection
Open Now

Free Teen Checking

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Same as our Free Checking, plus
  • Parental controls
  • Spending controls
  • "Cool" free Visa® debit card design
  • Courtesy Pay protection is not available on Teen Checking
Open Now

High Rate Checking Option

0.648 / 0.65 High Rate option can be added to Free Checking or Free Teen Checking at any time. Simply opt-out of paper statements and have at least one monthly electronic deposit to your Alliant checking account.

Your electronic deposit can be a direct deposit, payroll deposit, ATM deposit, mobile deposit or transfer from another financial institution.

APY = Annual Percentage Yield. View Disclosures
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