You must be an Alliant member for at least 90 days to be eligible to apply for our personal loan. Learn more about membership
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An Alliant personal loan can give you the freedom and flexibility to use the funds as you see fit:
Consolidate other loans at a lower rate
Pay for emergency expenses
Fund a home improvement project
Alliant members can apply online to receive a quick approval decision.
Unsecured loan without collateral requirements and without the hassle—at credit union rates.
Unlike other lenders, you can typically receive funds the same day you apply.
Choose a personal loan amount from $1,000 up to $100,000.
Available terms include one-year, two-year, four-year and five-year loans.
We also won’t penalize you if you pay your loan off early.56
Loan approval and APR based on payment method, creditworthiness and ability to repay.
With Alliant, the full loan amount you’re approved for won’t be reduced with service charges. Other lenders may charge you up to 8% of the loan amount.
Typically same-day deposit of approved loan amount into your account (or we’ll mail a check if you prefer).
Your personal loan funds can be accessed digitally on our award-winning mobile and online banking, making moving money, paying for repairs or health care painless.
Alliant can reward its members with low personal loan rates and fewer fees because we’re 100% digital and not-for-profit.
You must be an Alliant member for at least 90 days to be eligible to apply for our personal loan.*
Take 60 seconds to see how a personal loan works, what it can be used for and if one is right for you.
Find the right loan for you by estimating your payments with our personal loan calculator.
Calculated results are estimates for illustrative purposes only and may not apply to your individual circumstances. Payment estimates may not be completely accurate due to rounding. Actual payments will depend on factors such as terms, amount, and rate on your loan. The calculator result does not constitute an offer for a loan; does not account for creditworthiness or other loan eligibility factors; and does not account for all fees or any insurance that may apply. Loans subject to credit approval.
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APR=Annual Percentage Rate56. APRs shown above are stated as low as and may vary based on factors such as payment method, creditworthiness, and ability to repay.
As long as your loan is approved through the Alliant loan process, funds are available the same day, in most cases.
Yes. At Alliant, there are no prepayment penalties for paying off your loan faster than your payment schedule. In fact, it’s a great way to save on interest over the long run.
Yes, we offer a debt protection benefit plan in the event of death, disability or involuntary unemployment. Read about the debt protection plan or speak to your Loan Consultant for additional details.
If you anticipate difficulty, reach out to us to discuss options and avoid late fees.
You are leaving Alliant’s website to enter a website hosted by an organization separate from Alliant Credit Union. The products and services on this website are being offered through LPL Financial or its affiliates, which are separate entities from, and not affiliates of, Alliant Credit Union.The privacy and security policies of the site may differ from those of Alliant Credit Union.
You are leaving an Alliant Credit Union website and are about to enter a website operated by a third-party, independent from Alliant Credit Union. Alliant Credit Union does not manage the operation or content of the website you are about to enter. Alliant Credit Union is not responsible for the content and does not provide any products or services at this third-party website. The privacy and security policies of the site may differ from those of Alliant Credit Union.
