Unsecured Loans

Quick and Worry-Free Unsecured Loan

Do you have an unexpected expense or urgent large purchase? Alliant can help with our no-hassle Unsecured Loans.

• As low as 11.90% APR
• Ideal if you need a set amount of immediate funds
• Peace of mind in knowing you have set terms and monthly payments
• No collateral required
• Loans amounts from $500 to $50,000
• Quick approval process with funds available the same day, in most cases
• No prepayment penalty
• Convenient automatic payment or monthly coupons

Frequently Asked Questions

Are there specific requirements or funding reasons to get an Unsecured Loan from Alliant?
As long as your credit and loan are approved through the fast and worry-free Alliant loan process, funds are available the same day, in most cases.

What type of collateral do I need to provide?
No collateral is needed with an Alliant Unsecured Loan. See a loan specialist for credit history criteria and other loan application details.

Can I pay off my Unsecured Loan quicker than the payment schedule?
Absolutely. At Alliant, there are no prepayment penalties for paying off your Unsecured Loan faster than your payment schedule. In fact, it’s a great way to save interest expense in the long run.

Member's Choice Protection

Alliant is pleased to offer MEMBER’S CHOICE™ Consumer Loan Protection. By adding this low-cost valuable payment protection to your loan, you’ll be adding a safety net of comfort and peace-of-mind for you and your loved ones, should you encounter unforeseen financial difficulty due to disability or death.

• Provides peace-of-mind for only pennies a day
• Protects you and your family by canceling your monthly payment, up to the plan maximum, in the event of disability; or your outstanding loan balance, up to the plan maximum, in the event of death
• Shields you from loss of income with involuntary unemployment coverage
• Helps preserve your valuable credit rating
• Helps shelter you from bankruptcy, foreclosure and repossession in a difficult time
• Coverage available up to age 70 on all consumer loan protection options

Consumer Loan Protection Options*
Simply check your preferred protection package on the Loan Application.

Option #1: Ultra Plan

• Protects the primary borrower
• Protection includes life, disability and involuntary unemployment
• Cancels your outstanding loan balance up to $100,000 in the event of death
• Cancels your monthly loan payment for up to twelve months or $12,000 in the event of disability
• Cancels your monthly loan payments for up to six months or $4,000 if involuntarily unemployed

Option #2: Preferred Plan

• Protects the primary borrower
• Protection includes life, disability and involuntary unemployment
• Cancels your outstanding loan balance up to $100,000 in the event of death
• Cancels your monthly loan payment for up to twelve months or $12,000 in the event of disability
• Defers your loan payments for up to six months if involuntarily unemployed

Option #3: Preferred Plus Plan

• Protects both you and the co-borrower with the same benefits as the Preferred Plan

Option #4: Consumer Life Protection Plan

• Protects up to two borrowers per loan for just pennies a day
• Cancels your outstanding loan balance up to $100,000 in the event of death

Check our fee schedule.