Unsecured Loans

Quick and Worry-Free Unsecured Loan

Do you have an unexpected expense or urgent large purchase? Alliant can help with our no-hassle Unsecured Loans.

  • As low as 11.90% APR
  • Ideal if you need a set amount of immediate funds
  • Peace of mind in knowing you have set terms and monthly payments
  • No collateral required
  • Loans amounts from $500 to $50,000
  • Quick approval process with funds available the same day, in most cases
  • No prepayment penalty
  • Convenient automatic payment or monthly coupons

Frequently Asked Questions

Are there specific requirements or funding reasons to get an Unsecured Loan from Alliant?
As long as your credit and loan are approved through the fast and worry-free Alliant loan process, funds are available the same day, in most cases.

What type of collateral do I need to provide?
No collateral is needed with an Alliant Unsecured Loan. See a loan specialist for credit history criteria and other loan application details.

Can I pay off my Unsecured Loan quicker than the payment schedule?
Absolutely. At Alliant, there are no prepayment penalties for paying off your Unsecured Loan faster than your payment schedule. In fact, it’s a great way to save interest expense in the long run.

MEMBER’S CHOICE™ Protection

Valuable protection that helps safeguard you and your family when you may need it most
Alliant is pleased to offer MEMBER’S CHOICE™ Protection Consumer Loan Protection. By choosing this valuable protection, you'll be adding a safety net for loan payments that helps to bring peace-of-mind for you and your loved ones should you encounter unforeseen financial difficulty due to disability, involuntary unemployment or death.

Consumer Loan Protection Options
To take advantage of this benefit, simply check your preferred protection package on the Loan Application. The fee will be added to your outstanding balance each month. This valuable protection can be added at any time during the life of your loan.

Option #1: Preferred Plan

  • Protects the primary borrower.
  • Protection includes loss of life, disability and postponement of payments due to involuntary unemployment.
  • Cancels your outstanding loan balance up to $100,000 in the event of death.
  • Cancels your monthly loan payment for up to twelve months or $12,000 in the event of disability.
  • Defers your monthly loan payment for up to six months if involuntarily unemployed.

Option #2: Preferred Plus Plan

  • Protects both you and the co-borrower with the same benefits as the Preferred Plan.

Option #3: Consumer Life Plan

  • Protects up to two borrowers per loan.
  • Cancels your outstanding loan balance up to $100,000 in the event of death.

Option #4: Life Payment Holiday Plan

  • Protects up to two borrowers per plan.
  • Protection includes loss of life and postponement of payments due to involuntary unemployment.
  • Cancels your outstanding loan balance up to $100,000 in the event of death.
  • Defers your monthly loan payment for up to six months or $6,000 if involuntarily unemployed.

Option #5: Payment Unemployment Holiday Plan

  • Protects up to two borrowers per loan.
  • Protection includes postponement of payments due to involuntary unemployment.
  • Defers your monthly loan payment for up to six months or $6,000 if involuntarily unemployed.

MEMBER’S CHOICE™ Protection Agreement for Consumer Loans (PDF)

MEMBER’S CHOICE™ Protection contains certain terms and exclusions. Protection is not available for term loans or Interest-only Home Equity products. The protected borrower(s) may not be eligible for all benefits. Refer to the MEMBER’S CHOICE™ Protection Agreement for complete details. The MEMBER’S CHOICE™ Protection fee will be added to your loan and calculated in your monthly payment. Rates, terms and conditions are subject to change. Purchase of this protection is voluntary and not required in order to obtain credit. We will not consider whether or not you elect this protection in making our credit decision.

DPGAP-0612-0235

Check our fee schedule.

Online Banking Login
Membership
Eligibility
Benefits
Deposits & Investments
Savings
Checking
Health Savings (HSA)
Certificates
Education Savings
IRA
Trust & Custodial Accounts
Insurance
Investment Services
Loans
Mortgages
Home Equity
Vehicle
Student
Personal
Financial Assistance
Insurance
VISA® Cards
Platinum
Platinum Rewards
Gift Card
Support
Contact Alliant
Forms
Rates
Disclosures
Services
Lost or Stolen Card
Credit Card
866-444-8529

ATM/Check Card
800-328-1935