Membership Benefits

Alliant Benefits Bring you Savings, Convenience and Value

As an Alliant Credit Union member, you’ll benefit from high dividends, personal service, convenience, and value-added products and services. Most importantly, your membership in Alliant represents a share in ownership.

Alliant offers you benefits in these key areas:

Great Rates & Dividends

• Exceptional savings dividend rate of 2.00% APY — much higher than a bank’s
• Below-market loan rates for buying or refinancing cars, homes, student loans and more
• Exceptional line-of-credit rates
• Dividends paid on checking account if you opt out of paper statements and have at least one monthly qualifying electronic deposit

Convenience & Access

• Direct deposit of your paycheck
• Payroll deduction for electronic transfers to Alliant accounts
• Wire transfer services (incoming and outgoing)
• 24/7 access through Alliant Online Banking
• Anytime phone access through Self Service Telephone, our toll-free automated phone system
• Access to more than 80,000 surcharge-free ATMs

Free Products & Services

• FREE VISA^® ATM/Check Card with Alliant Checking
• First box of checks FREE when you open a Checking account
• No annual fee with Platinum Rewards VISA^® credit card
• Toll-free call center 800-328-1935 (24/7)
• Budget and financial counseling, online auto buying service, Bill Pay, kidz klub and many other complimentary services

Discounts

Through our exclusive partnerships, we are pleased to offer Alliant members the opportunity to take advantage of these member-only offers:

• 1-800-flowers.com
• Auto and Home Insurance
• Enterprise Car Rental
• HearthSong
• Magic Cabin Dolls
• The Popcorn Factory
• Plow & Hearth
• Problem Solvers
• Sprint Wireless
• Wind & Weather

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Alliant members- SAVE 15% when you use PROMOTION CODE: ALLIANT at checkout when ordering at www.1800flowers.com or by phone at 1-800-356-9377. About 1-800-FLOWERS.COM® For more than 30 years, 1-800-FLOWERS.COM Inc. - “Your Florist of Choicesm” - has been providing customers around the world with the freshest flowers and finest selection of plants, gift baskets, gourmet foods and confections, and plush stuffed animals perfect for every occasion. 1-800- FLOWERS.COM® offers the best of both worlds: exquisite, florist-designed arrangements individually created by some of the nation's top floral artists and hand-delivered the same day, and spectacular flowers shipped from our growers to your door fresh. Customers can shop 1-800-FLOWERS.COM 24 hours a day, 7 days a week via the phone or Internet. Service Specialists are available 24/7, and fast and reliable delivery is offered same day, any day. As always, their 100% satisfaction and freshness is guaranteed on all products and services and mirrors the quality and service Alliant values and is pleased to offer our members. top

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Looking for Lower Home and Auto Insurance Rates?

Alliant can help. We have partnered with MEMBERS® Auto and Homeowners Insurance to offer a complete protection plan that can be tailored to your lifestyle as well as your budget.

Worry-free Auto Insurance:

• 24-Hour claims service
• Fast Appraisals at over 700 drive-in appraisal centers across the U.S. and Canada
• Emergency roadside assistance
• Convenient payment options
• New car replacement

Exceptional Homeowners Insurance:

• Comprehensive coverage for your home
• “Named Peril” protection for your valuable possessions
• Physical loss protection for other structures such as a garage
• Personal liability protection and medical payments to others
• Prompt, efficient claims attention

Both products offer a variety of discounts and much more!

Get your free, no obligation, online insurance quote.

MEMBERS Auto and Homeowners Insurance is available through CUNA Mutual Insurance Agency, Inc. Texas residents are served by CUNA Mutual Insurance Agency of Texas, Inc. California residents are served by CMIA of California Insurance Agency; and Arkansas residents are served by CUNA Mutual Insurance Agency of the Southwest, Inc. Coverage is provided and underwritten by Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA. Insurance coverages and discounts may vary by state. Group discounts are not available in all states. To the extent permitted by law, applicants are individually underwritten, some applicants may not qualify.

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Alliant Credit Union members are eligible to receive a VIP rental discount through Enterprise Rent-A-Car. Take advantage of this member-only benefit and experience the Enterprise commitment to exceptional service and value. Simply present Alliant VIP number ECSCUD2 and receive:  

• 24-hour reservation service in the U.S.
• Special discounted rental rates – save up to 10%
• Complimentary pick-up and return drop-off*
• More than 5,500 rental locations throughout the U.S.
• A dedicated toll-free VIP number for Alliant members

To book your car rental:

• Visit the Alliant-Enterprise Car Rental site
• Call 1-800-553-1232
• Or if you are in the market for a used car, check out Enterprise Car Sales wide selection of used cars priced below Kelly Blue Book.

VIP Rental Card Terms & Conditions
* Pick-up and drop-off service is subject to geographic and other restrictions.
Terms & conditions: Advanced reservation is required.  Valid at participating U.S. neighborhood and airport locations only. Discount does not apply to taxes, surcharges, tax reimbursement, airport access and related fees, excess mileage fees, vehicle licensing fees, and optional products and services including, but not limited to, damage waiver at $26 or less per day, and refueling charges.  Renter may be responsible for damage or loss of the vehicle, so check your auto policy and/or credit card agreement for rental vehicle coverage.
May not be used in conjunction with any other coupon, offer or discounted rate. Renter must be minimum 21 years of age. No additional charge for drivers 21-24.  No charge for additional driver. A credit card is required for out-of-state rentals. Normal rental qualifications apply. Vehicles are subject to availability and other restrictions, including holiday and blackout dates, may apply. Proof of employment or CU membership may be requested at time of rental. Void where prohibited.

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Educational and fun gifts, crafts and activities, and toys and games. Barbara Kane founded HearthSong in 1983 because of a growing conviction that, “…too often, in our culture, children are pushed to grow up too fast. I started HearthSong to make a statement reinforcing what parents themselves know is true, right and healthy--that childhood is a very special time.” Children need time to be children. Alliant members- to make a HearthSong purchase and SAVE $15 off orders of $75 or more, use PROMOTION CODE: ALLIANT at checkout. www.hearthsong.com. top

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Toys & games, doll play, arts & crafts, books and household items From our humble beginnings in 1989, to our full-color, full-size catalog of today, Magic Cabin has been guided by the simple notion that children’s lives are enriched by ample time for open-ended, creative, imaginative play. We believe in good-old-fashioned make believe and in children’s innate need to interact with simple, natural toys and crafts. The words “batteries not included” do not appear in our catalog simply because our toys are “kid-powered.” While childhood becomes endangered we pioneer towards protecting this special time in life by conscientiously selecting products that are beautiful and enchanting, sturdy and safe, and best of all, FUN? Alliant members- to make a Magic Cabin Dolls purchase and SAVE $15 off orders of $90 or more, use PROMOTION CODE: ALLIANT at checkout. www.magiccabin.com. top

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The products we offer reflect and embody the spirit and values of country living. They are functional, unique, and of high quality. They are good values. They remind us all of the simple pleasures of life. Essentials for home, hearth, yard, and garden. Specific product categories include hearth and fireplace accessories, indoor furniture and furnishings, functional clothing and footwear, outdoor furniture, lawn and garden tools and products, decorative lawn and garden accessories, and bird and nature-related products. Products and furniture for kitchen and dining, bath, bed, home office. Alliant members- to make a Plow & Hearth purchase and SAVE $15 off orders of $100, use PROMOTION CODE: ALLIANT at checkout. www.plowandhearth.com. top

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The Popcorn Factory® has been delighting people with fun gifts for all occasions since it was founded in 1979. Whether you are shopping for family, friends or business associates, The Popcorn Factory® has gifts to express every sentiment, and the quality of your selection is always guaranteed. The Popcorn Factory specializes in fresh popped popcorn in exclusively designed tins. Only the highest quality ingredients are always used, including 100% corn oil, real butter, genuine cheddar cheese and a special private recipe of caramel corn. Celebrations are easy at The Popcorn Factory where our wide assortment of delicious gourmet snacks and treats, and extraordinary gift baskets will help you celebrate any occasion! Alliant members- to make a Popcorn Factory purchase and SAVE 15%, use PROMOTION CODE: ALLIANT at checkout when ordering at www.thepopcornfactory.com or by phone at 1-888-216-0235. top

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Member of the Plow & Hearth Family of Brands, a trusted source of quality products and top-rated customer service for over 26 years. The Problem Solvers catalog was first distributed in 2001 with a selection of tools for the hearth, home, yard and garden, and useful accessories for wood burning, cleaning, storage and more. Today, our product mix has grown and changed greatly, but our goal remains the same. We want to make your everyday life a little easier … and a lot more fun! Our products are useful and unique, functional and practical. They’re items you need to stay organized, safe, clean and well. They’re items you want to personalize your space and ease your mind. Most importantly, all of our products are of the highest quality and each is backed by our 100% satisfaction guarantee. Alliant members- to make a Problem Solvers purchase and SAVE $15 off orders of $100 or more, use PROMOTION CODE: ALLIANT at checkout. www.problemsolvers.com. top

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Sign up with Sprint and receive up to 25% off monthly service plans

• Private online store exclusive to Alliant Credit Union Members
• 25% discount off monthly service plans for Sprint phones¹
• 10% discount off Nextel monthly service plans with Direct Connect (push to talk)¹
• $50 credit toward the cost of equipment when you buy online for each new line/activation
• FREE account set-up/activation
• FREE shipping
• Additional 25% off on purchase of Nextel accessories

• Sprint 30-days risk-free guarantee
• If not completely satisfied, simply return your phone within 30 days and only pay the charges based on your actual usage.

• Add a line for $9.99/month
• Benefit from low rates, shared minutes and unlimited mobile to mobile calls PLUS your 25% Sprint and 10% Nextel discount¹ on monthly fees.

• Get $25 on Referral Rewards Program
• Each time you refer a friend or family member to sign-up with Sprint, you will receive a $25 VISA® debit card. (Online referrals.)

Visit your exclusive store online for these offers and more at www.sprint.com/alliant or call 866-639-8354. You must reference the following for discounts CorpID: NAACU_ZZZ

1 Some exceptions apply. No discount off Simply Everything plans.
2 This offer can only be used by Alliant members. Member must activate a new line of service with Sprint between November 30, 2008 and January 31, 2009, to be eligible for the $50 deposit offer which will be deposited directly into members’ Alliant savings account. $50 savings deposit is offered by Sprint. Savings deposit offer is valid on new line of service only. No substitutions will be made. Recipients are responsible for any tax liability. Original $50 Sprint Program Rewards Certificate (Certificate) must be returned by March 1, 2009, to Alliant Credit Union, Attn: Marketing Department, P.O. Box 66945, Chicago, IL 60666-0945 in order to receive the $50 savings deposit. The first 500 Alliant members to return the Certificate are eligible for the $50 savings deposit after Alliant determines that a new line of service was activated with Sprint between November 30, 2008 and January 31, 2009. One $50 savings deposit per member account. New line must be active for a minimum of 30 days with service agreement or member will forfeit the $50 savings deposit. Please allow 4 to 6 weeks after receipt of Certificate for deposit to be credited to the savings account. Certificate must be received by March 31, 2009.

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We have a passion for the weather. We love to study clouds, gauge winds, count raindrops, predict storms, and track every single life-affecting detail. This boundless enthusiasm for all things meteorological began brewing in 1976 when Wind & Weather opened its doors on the beautiful north coast of California. Nearly two decades later, we're drenched in industry knowledge and experience, and recognized as a world-trusted supplier of weather instruments and weathervanes and related garden decor, for the home items and outdoor living items. Alliant members- to make a Wind & Weather purchase and SAVE $15 off orders of $100 or more, use PROMOTION CODE: ALLIANT at checkout. www.windandweather.com. top