The following fees and transaction limitations amend your Account Agreement and Disclosures (PDF). These fees and limitations MAY be assessed against your account if applicable. Fee Schedule (PDF)
| ATM Transactions at Alliant-owned ATMs | FREE |
| ATM Transactions at Non-Alliant Owned ATMs1 | FREE |
| Consumer Loan Application | FREE |
| Consumer Loan Modification | FREE |
| Convenience Card (except lost card) | FREE |
| eStatements (electronic statements) | FREE |
| Financial Counseling and Budgeting Services | FREE |
| 1st Box of Checks when opening a new Checking Account | FREE |
| Home Equity Checks | FREE |
| Home Equity Loan Processing Fee2 (loan amounts up to $250,000) | FREE |
| HSA Checks | FREE |
| HSA Custodian Check Issuance Fee | FREE |
| HSA Excess Contribution Reimbursement | FREE |
| HSA Monthly Maintenance Fee | FREE |
| HSA Set-up Fee | FREE |
| HSA Transaction Fee | FREE |
| Online Banking with Bill Pay (non sufficient funds (NSF) fees apply) | FREE |
| Online Check Copies | FREE |
| Self Service Telephone (SST) | FREE |
| Signature Guarantee Stamp | FREE |
| Teller Transactions | FREE |
Third Party Share Drafts (3 per day)
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FREE |
| VISA® Credit Card (Platinum and Platinum Rewards) | FREE |
| VISA® Credit Card Annual Fee (Platinum and Platinum Rewards) | FREE |
| VISA® Credit Card Balance Transfer (Platinum and Platinum Rewards) | FREE |
| VISA® Debit Card (except lost card) | FREE |
| VISA® HSA Debit Card | FREE |
| Account Closed within 90 Days of Opening | $10 |
Account Maintenance Upon Member Request (1 hr min)(per hour)
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$25 |
| ACH (electronic transfer) initiated via Alliant Online Banking | FREE |
| ACH (electronic transfer) initiated via Telephone (per occurrence) | $10 |
| Bad Address Fee | $5 |
Copy of Document (per document)
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$5 |
Courtesy Pay Fee (per occurrence)
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$25 |
| Deposit of Check Drawn on a Non-U.S. Bank | $35 |
| Dormant Account Fee | $10 |
Inactivity Fee
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$10 |
Miscellaneous Fees (per item)
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$29 |
| Manually Paid Checks and ACH Items | $5 |
Nonsufficient Fund Item (each)
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$25 |
Overdraft Transfer (max per day)
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$3 |
| Line of Credit Advance4 (per occurrence) | (effective 4/1/2011) $3 |
Replace Lost Card
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$10 |
| Return Deposit Item | $15 |
| Sight Draft Deposit Fee (per item) | $25 |
| Stop Payments (checks) - submitted via Alliant Online Banking or SST | FREE |
| Stop Payments (checks and ACH) - submitted in writing or verbally | $25 |
| Domestic Wire Transfer (outgoing) | $25 |
| Foreign Wire Transfer (outgoing) | $50 |
| Wire Transfer (incoming) | FREE |
| Priority mail services for distribution of VISA® credit cards, checks, VISA® Debit Card, HSA Card, Convenience Card, etc. | Prices start at $18 |
| Airplane Loan Fee | $175 |
| Amortization Report - Fixed Only | $15 |
| Copy of Loan File - Fixed Only | $25 |
| Copy of Mortgage Documents - Fixed Only (each) | $5 |
| Duplicate Release Fee - Fixed Only | $25 |
| Home Equity Loan Rate Modification (per occurrence) | $250 |
| Home Equity Products Subordination Fee | $150 |
| Mortgage Payment Modification | $250 |
| Mortgage Rate Modification (0.50% of principal balance) | $500-$3,000 |
| Mortgage Preapproval Fee | up to $50 |
| New York Assignments | $570 |
| Payoff (Demand) Statement Fee (CA and AZ Only) | $30 |
| Payoff (Demand) Statement Fee (except CA and AZ) | $35 |
| Payoff Statement Fax Fee - Fixed Only | $10 |
| Partial Release Fee | $200 |
| Payment History - Fixed Only | $5 |
| Reconveyance Fee - CA Fixed Only | $45 |
| Vehicle Service Agreement Transfer Fee | $40 |
| Verification of Mortgage - Fixed Only | $10 |
1 Transactions may be subject to ATM owners surcharge fee.
2 Subject to credit qualification. Up to $1,000 fee for loans over $250,000.
3 Available at no cost if printed online.
4 Accrues interest if utilized.
Note: Real estate loans are subject to additional fees. For complete fees refer to loan documents.
For VISA® credit card fees refer to the VISA® Credit Card Agreement.
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800-328-1935 | ABA Routing and Transit Number # 271081528 |
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Alliant Credit Union, Chicago, Illinois. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency. *These sites are owned by a third party unaffiliated with Alliant Credit Union. We are not responsible for the privacy or security policies or content on the sites or other linked third party sites. Never disclose personal or account information. Read more |
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