How much do I need for emergencies?

Emergencies happen, and experts recommend having at least three to six months of liquid/cash assets set aside in case of a job loss, medical emergency, short-term disability, etc. Use this calculator to help determine how much to set aside monthly or as a lump sum to start your emergency fund.


This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. Calculated results are estimates for illustrative purposes only and are not intended to provide investment advice. We cannot and do not guarantee the applicability or accuracy of the results for your individual circumstances. The calculations do not infer that Alliant assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. Please consult with qualified professionals to discuss your situation. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable, but we cannot guarantee its accuracy or outcome. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results.