How can I check my two-way card fraud text alert opt-in status? You can check to see if you are opted in or out of two-way card fraud text alerts within Alliant Online Banking. Please note that your optin/optout status applies to texts for both debit and credit cards. On the Phone Number Management page in Alliant Online Banking, if the “Receive Fraud Alert Text Messages” checkbox is checked, you are opted in to receive the alerts. If it is unchecked, you are opted out.